What health insurance costs without a subsidy in Buffalo County, Wisconsin (2026)
In Buffalo County, Wisconsin, the benchmark silver plan costs $698.51/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $494.09 to $1171.32. A 60-year-old pays at least $1049.27/month, a 21-year-old at least $386.61. 4 insurers offer 53 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $386.61/mo
- Age 40 — starting at $494.09/mo
- Age 60 — starting at $1049.27/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $648.28/mo
- Silver — starting at $683.46/mo
- Gold — starting at $682.12/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Anthem Blue Cross and Blue Shield, Medica, Quartz, Security Health Plan
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Buffalo County (FIPS 55011).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Wisconsin
- Ashland County — $777.50/mo benchmark
- Sawyer County — $777.50/mo benchmark
- Barron County — $746.29/mo benchmark
- Chippewa County — $746.29/mo benchmark
- Dunn County — $746.29/mo benchmark
Plans available in this county (53)
- Select $9,500 — Bronze · $648.28/mo @ 40
- QUARTZ ONE ACHIEVE W/GUNDERSEN CATASTROPHIC $10,600 DED — Catastrophic · $529.41/mo @ 40
- Select Protection — Catastrophic · $608.39/mo @ 40
- Engage by Medica Bronze Share — Expanded Bronze · $494.09/mo @ 40
- QUARTZ ONE ACHIEVE W/GUNDERSEN BRONZE $10,150 DED — Expanded Bronze · $504.36/mo @ 40
- QUARTZ ONE ACHIEVE W/GUNDERSEN BRONZE (DENTAL & VISION) $10,150 DED — Expanded Bronze · $521.35/mo @ 40
- Engage by Medica Expanded Bronze Standard — Expanded Bronze · $536.58/mo @ 40
- Engage by Medica Bronze HSA — Expanded Bronze · $548.82/mo @ 40
- QUARTZ ONE ACHIEVE W/GUNDERSEN BRONZE STANDARD EASY PRICING — Expanded Bronze · $549.90/mo @ 40
- QUARTZ ONE ACHIEVE W/GUNDERSEN BRONZE $0 MEDICAL DED — Expanded Bronze · $567.90/mo @ 40
- QUARTZ ONE ACHIEVE W/GUNDERSEN BRONZE (DENTAL & VISION) STANDARD EASY PRICING — Expanded Bronze · $568.42/mo @ 40
- QUARTZ ONE ACHIEVE W/GUNDERSEN BRONZE (DENTAL & VISION) $0 MEDICAL DED — Expanded Bronze · $587.03/mo @ 40
- Select $7,500 — Expanded Bronze · $648.46/mo @ 40
- Select $7,500 HDHP — Expanded Bronze · $681.97/mo @ 40
- Anthem Bronze Preferred/Broad 5000 (3 Free PCP Visits + $0 Select Drugs + Incentives) — Expanded Bronze · $724.93/mo @ 40
- Anthem Bronze Preferred/Broad HSA (+ Incentives) — Expanded Bronze · $732.98/mo @ 40
- Anthem Bronze Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $734.15/mo @ 40
- Anthem Heart Healthy Bronze Preferred/Broad 0 Med Ded ($0 Virtual PCP+$0 Select Drugs+Incentives) — Expanded Bronze · $777.28/mo @ 40
- Premier $7,500 — Expanded Bronze · $821.34/mo @ 40
- Premier $7,500 HDHP — Expanded Bronze · $863.79/mo @ 40
- Engage by Medica Gold $0 Copay PCP Visits — Gold · $682.12/mo @ 40
- Engage by Medica Gold Share — Gold · $696.33/mo @ 40
- Engage by Medica Gold Standard — Gold · $704.42/mo @ 40
- QUARTZ ONE ACHIEVE W/GUNDERSEN GOLD $4,000 DED — Gold · $708.79/mo @ 40
- QUARTZ ONE ACHIEVE W/GUNDERSEN GOLD (DENTAL & VISION) $4,000 DED — Gold · $732.67/mo @ 40
- QUARTZ ONE ACHIEVE W/GUNDERSEN GOLD MAINTENANCE $700 DED — Gold · $756.23/mo @ 40
- QUARTZ ONE ACHIEVE W/GUNDERSEN GOLD STANDARD EASY PRICING — Gold · $766.66/mo @ 40
- QUARTZ ONE ACHIEVE W/GUNDERSEN GOLD MAINTENANCE (DENTAL & VISION) $700 DED — Gold · $781.70/mo @ 40
- QUARTZ ONE ACHIEVE W/GUNDERSEN GOLD (DENTAL & VISION) STANDARD EASY PRICING — Gold · $792.49/mo @ 40
- Select $3,500 - 30% — Gold · $851.02/mo @ 40
- Select $2,000 - 25% — Gold · $924.78/mo @ 40
- Premier $3,500 - 30% — Gold · $1077.91/mo @ 40
- Anthem Gold Preferred/Broad 1000 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $1122.03/mo @ 40
- Anthem Gold Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $1122.11/mo @ 40
- Premier $2,000 - 25% — Gold · $1171.32/mo @ 40
- Engage by Medica Silver $0 Copay PCP Visits — Silver · $683.46/mo @ 40
- Engage by Medica Silver Share — Silver · $698.51/mo @ 40
- Engage by Medica Silver Standard — Silver · $700.27/mo @ 40
- QUARTZ ONE ACHIEVE W/GUNDERSEN SILVER $8,000 DED — Silver · $703.43/mo @ 40
- QUARTZ ONE ACHIEVE W/GUNDERSEN SILVER $9,000 DED — Silver · $704.82/mo @ 40
Showing first 40 of 53 plans on file.
Reviewed by Jason Burns, Editorial Steward.