What health insurance costs without a subsidy in Oconee County, South Carolina (2026)
In Oconee County, South Carolina, the benchmark silver plan costs $551.28/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $371.42 to $728.90. A 60-year-old pays at least $788.76/month, a 21-year-old at least $290.63. 2 insurers offer 40 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $290.63/mo
- Age 40 — starting at $371.42/mo
- Age 60 — starting at $788.76/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $371.42/mo
- Silver — starting at $549.68/mo
- Gold — starting at $577.16/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter from Absolute Total Care, BlueCross BlueShield of South Carolina
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Oconee County (FIPS 45073).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in South Carolina
- Anderson County — $664.65/mo benchmark
- Cherokee County — $643.63/mo benchmark
- Union County — $643.63/mo benchmark
- Spartanburg County — $641.58/mo benchmark
- York County — $614.44/mo benchmark
Plans available in this county (40)
- Blue Reedy Bronze 2 — Bronze · $371.42/mo @ 40
- Blue Reedy Standard Expanded Bronze — Expanded Bronze · $386.11/mo @ 40
- Blue Reedy Bronze 1 — Expanded Bronze · $388.91/mo @ 40
- Blue VirtuConnect Bronze 1 — Expanded Bronze · $426.03/mo @ 40
- BlueEssentials Standard Expanded Bronze — Expanded Bronze · $433.96/mo @ 40
- BlueEssentials Bronze 4 — Expanded Bronze · $434.11/mo @ 40
- Everyday Bronze — Expanded Bronze · $460.24/mo @ 40
- Standard Expanded Bronze — Expanded Bronze · $461.58/mo @ 40
- BlueExtend PPO Standard Expanded Bronze — Expanded Bronze · $466.47/mo @ 40
- Everyday Bronze + Vision + Adult Dental — Expanded Bronze · $475.43/mo @ 40
- BlueExtend PPO HD Bronze 2 — Expanded Bronze · $475.45/mo @ 40
- BlueExtend PPO HD Bronze 1 — Expanded Bronze · $488.68/mo @ 40
- BlueEssentials Bronze 6 — Expanded Bronze · $511.00/mo @ 40
- Elite Bronze — Expanded Bronze · $525.05/mo @ 40
- Elite Bronze + Vision + Adult Dental — Expanded Bronze · $542.39/mo @ 40
- Blue Reedy Gold 1 — Gold · $577.16/mo @ 40
- Blue Reedy Standard Gold — Gold · $599.60/mo @ 40
- Standard Gold — Gold · $613.55/mo @ 40
- BlueEssentials Gold 5 — Gold · $641.75/mo @ 40
- Blue VirtuConnect Gold 1 — Gold · $663.71/mo @ 40
- BlueEssentials Gold 1 — Gold · $673.85/mo @ 40
- BlueEssentials Standard Gold — Gold · $676.49/mo @ 40
- BlueExtend PPO HD Gold 2 — Gold · $708.31/mo @ 40
- BlueExtend PPO Standard Gold — Gold · $728.39/mo @ 40
- BlueExtend PPO HD Gold 1 — Gold · $728.90/mo @ 40
- Blue Reedy Silver 2 — Silver · $549.68/mo @ 40
- Blue Reedy Silver 2 + Adult Vision — Silver · $551.28/mo @ 40
- Blue Reedy Silver 1 — Silver · $553.28/mo @ 40
- Blue Reedy Standard Silver — Silver · $561.99/mo @ 40
- Standard Silver — Silver · $586.92/mo @ 40
- Focused Silver — Silver · $593.38/mo @ 40
- Standard Silver + Vision + Adult Dental — Silver · $606.30/mo @ 40
- BlueEssentials Silver 14 — Silver · $619.07/mo @ 40
- BlueEssentials Silver 14 + Adult Vision — Silver · $620.68/mo @ 40
- Blue VirtuConnect Silver 1 — Silver · $621.84/mo @ 40
- BlueEssentials Silver 40 — Silver · $633.21/mo @ 40
- BlueEssentials Standard Silver — Silver · $633.76/mo @ 40
- BlueExtend PPO Standard Silver — Silver · $682.25/mo @ 40
- BlueExtend PPO HD Silver 2 — Silver · $706.51/mo @ 40
- BlueExtend PPO HD Silver 1 — Silver · $722.37/mo @ 40
Reviewed by Jason Burns, Editorial Steward.