What health insurance costs without a subsidy in Dorchester County, South Carolina (2026)
In Dorchester County, South Carolina, the benchmark silver plan costs $565.91/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $381.28 to $761.55. A 60-year-old pays at least $809.69/month, a 21-year-old at least $298.34. 4 insurers offer 60 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $298.34/mo
- Age 40 — starting at $381.28/mo
- Age 60 — starting at $809.69/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $381.28/mo
- Silver — starting at $564.27/mo
- Gold — starting at $592.48/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter from Absolute Total Care, BlueCross BlueShield of South Carolina, First Choice Next, Molina Healthcare
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Dorchester County (FIPS 45035).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in South Carolina
- Anderson County — $664.65/mo benchmark
- Cherokee County — $643.63/mo benchmark
- Union County — $643.63/mo benchmark
- Spartanburg County — $641.58/mo benchmark
- York County — $614.44/mo benchmark
Plans available in this county (60)
- Blue Cooper Bronze 2 — Bronze · $381.28/mo @ 40
- First Choice Next Bronze Essential — Bronze · $506.64/mo @ 40
- Blue Cooper Standard Expanded Bronze — Expanded Bronze · $396.35/mo @ 40
- Blue Cooper Bronze 1 — Expanded Bronze · $399.23/mo @ 40
- Blue VirtuConnect Bronze 1 — Expanded Bronze · $437.33/mo @ 40
- BlueEssentials Standard Expanded Bronze — Expanded Bronze · $445.48/mo @ 40
- BlueEssentials Bronze 4 — Expanded Bronze · $445.63/mo @ 40
- Everyday Bronze — Expanded Bronze · $465.29/mo @ 40
- Standard Expanded Bronze — Expanded Bronze · $466.65/mo @ 40
- BlueExtend PPO Standard Expanded Bronze — Expanded Bronze · $478.85/mo @ 40
- Everyday Bronze + Vision + Adult Dental — Expanded Bronze · $480.65/mo @ 40
- BlueExtend PPO HD Bronze 2 — Expanded Bronze · $488.06/mo @ 40
- BlueExtend PPO HD Bronze 1 — Expanded Bronze · $501.65/mo @ 40
- BlueEssentials Bronze 6 — Expanded Bronze · $524.56/mo @ 40
- Elite Bronze — Expanded Bronze · $530.82/mo @ 40
- First Choice Next Bronze Signature — Expanded Bronze · $545.77/mo @ 40
- Elite Bronze + Vision + Adult Dental — Expanded Bronze · $548.34/mo @ 40
- First Choice Next Bronze Premier — Expanded Bronze · $550.26/mo @ 40
- Blue Cooper Gold 1 — Gold · $592.48/mo @ 40
- Molina Gold Core 1640 — Gold · $592.57/mo @ 40
- Molina Gold Core 1640 Plus with Adult Vision — Gold · $596.47/mo @ 40
- Molina Gold Value — Gold · $597.77/mo @ 40
- Molina Gold Value Plus with Adult Vision — Gold · $601.67/mo @ 40
- Blue Cooper Standard Gold — Gold · $615.52/mo @ 40
- Molina Gold Standard — Gold · $619.01/mo @ 40
- Molina Gold Value Plus with Adult Dental and Vision — Gold · $619.60/mo @ 40
- Standard Gold — Gold · $620.28/mo @ 40
- Molina Gold Core 1640 Plus with Adult Dental and Vision — Gold · $634.96/mo @ 40
- BlueEssentials Gold 5 — Gold · $658.78/mo @ 40
- Blue VirtuConnect Gold 1 — Gold · $681.32/mo @ 40
- BlueEssentials Gold 1 — Gold · $691.73/mo @ 40
- BlueEssentials Standard Gold — Gold · $694.45/mo @ 40
- BlueExtend PPO HD Gold 2 — Gold · $727.11/mo @ 40
- First Choice Next Gold Signature — Gold · $741.64/mo @ 40
- BlueExtend PPO Standard Gold — Gold · $747.72/mo @ 40
- BlueExtend PPO HD Gold 1 — Gold · $748.24/mo @ 40
- First Choice Next Gold Premier — Gold · $761.55/mo @ 40
- Blue Cooper Silver 2 — Silver · $564.27/mo @ 40
- Blue Cooper Silver 2 + Adult Vision — Silver · $565.91/mo @ 40
- Blue Cooper Silver 1 — Silver · $567.96/mo @ 40
Showing first 40 of 60 plans on file.
Reviewed by Jason Burns, Editorial Steward.