What health insurance costs without a subsidy in Coos County, New Hampshire (2026)
In Coos County, New Hampshire, the benchmark silver plan costs $439.91/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $277.59 to $715.58. A 60-year-old pays at least $589.51/month, a 21-year-old at least $217.21. 3 insurers offer 39 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $217.21/mo
- Age 40 — starting at $277.59/mo
- Age 60 — starting at $589.51/mo
Cost by metal level (age 40, 2026)
- Silver — starting at $414.61/mo
- Gold — starting at $489.67/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter from NH Healthy Families, Anthem Blue Cross and Blue Shield, Harvard Pilgrim Health Care
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Coos County (FIPS 33007).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in New Hampshire
- Carroll County — $439.91/mo benchmark
- Cheshire County — $439.91/mo benchmark
- Grafton County — $439.91/mo benchmark
- Sullivan County — $439.91/mo benchmark
- Belknap County — $388.42/mo benchmark
Plans available in this county (39)
- Anthem Catastrophic Pathway X Enhanced — Catastrophic · $277.59/mo @ 40
- Anthem Bronze Pathway X Enhanced 7000/0% ($0 Virtual PCP + $0 Select Drugs) — Expanded Bronze · $323.59/mo @ 40
- Anthem Bronze Pathway X Enhanced 7500/50% ($0 Virtual PCP + $0 Select Drugs) Standard — Expanded Bronze · $353.25/mo @ 40
- Anthem Heart Healthy Bronze Pathway X Enhanced 6000/40% ($0 Virtual PCP + $0 Select Drugs) — Expanded Bronze · $355.25/mo @ 40
- Anthem Bronze Pathway X Enhanced 6000/35% HSA — Expanded Bronze · $366.50/mo @ 40
- Standard Expanded Bronze — Expanded Bronze · $368.97/mo @ 40
- Standard Expanded Bronze + Vision + Adult Dental — Expanded Bronze · $380.82/mo @ 40
- Choice Bronze HSA — Expanded Bronze · $398.45/mo @ 40
- Choice Bronze HSA + Vision + Adult Dental — Expanded Bronze · $411.25/mo @ 40
- Elite Bronze — Expanded Bronze · $416.90/mo @ 40
- Elite Bronze + Vision + Adult Dental — Expanded Bronze · $430.30/mo @ 40
- NH Local Choice HMO HSA Bronze 6000 — Expanded Bronze · $519.67/mo @ 40
- NH Local Choice HMO Bronze 8000 + $0 Rx list + $0 Virtual Urgent Care — Expanded Bronze · $545.99/mo @ 40
- NH Local HMO Bronze 7500 Standard + $0 Rx list + $0 Virtual Urgent Care — Expanded Bronze · $568.40/mo @ 40
- Standard Gold — Gold · $489.67/mo @ 40
- Everyday Gold — Gold · $493.85/mo @ 40
- Standard Gold + Vision + Adult Dental — Gold · $505.40/mo @ 40
- Everyday Gold + Vision + Adult Dental — Gold · $509.72/mo @ 40
- Complete Gold — Gold · $510.07/mo @ 40
- Anthem Gold Pathway X Enhanced 700/40% ($0 Virtual PCP + $0 Select Drugs) — Gold · $524.96/mo @ 40
- Complete Gold + Vision + Adult Dental — Gold · $526.46/mo @ 40
- Anthem Gold Pathway X Enhanced 2000/25% ($0 Virtual PCP + $0 Select Drug) Standard — Gold · $533.22/mo @ 40
- Anthem Gold Pathway X Enhanced 1200/20% ($0 Virtual PCP + $0 Select Drugs) — Gold · $535.25/mo @ 40
- NH Local HMO Gold 2000 Standard + $0 Rx list + $0 Virtual Urgent Care — Gold · $677.57/mo @ 40
- NH Local Choice HMO Gold 1400 + $0 Rx list + $0 Virtual Urgent Care — Gold · $700.96/mo @ 40
- NH Local Choice HMO Gold + $0 Rx list + $0 Virtual Urgent Care — Gold · $715.58/mo @ 40
- Anthem Silver Pathway X Enhanced 6000/40% ($0 Virtual PCP + $0 Select Drugs) Standard — Silver · $414.61/mo @ 40
- Anthem Silver Pathway X Enhanced 5500/20% ($0 Virtual PCP + $0 Select Drugs) — Silver · $439.91/mo @ 40
- Clear Silver — Silver · $442.98/mo @ 40
- Anthem Silver Pathway X Enhanced 4500/20% HSA — Silver · $445.40/mo @ 40
- Standard Silver — Silver · $447.17/mo @ 40
- Complete Silver — Silver · $451.86/mo @ 40
- Clear Silver + Vision + Adult Dental — Silver · $457.22/mo @ 40
- Standard Silver + Vision + Adult Dental — Silver · $461.54/mo @ 40
- Complete Silver + Vision + Adult Dental — Silver · $466.38/mo @ 40
- Anthem Heart Healthy Silver Pathway X Enhanced 4000/0% ($0 Virtual PCP + $0 Select Drugs) — Silver · $477.69/mo @ 40
- NH Local HMO Silver 6000 Standard + $0 Rx list + $0 Virtual Urgent Care — Silver · $656.12/mo @ 40
- NH Local Choice HMO Silver 5000 + $0 Rx list + $0 Virtual Urgent Care — Silver · $677.57/mo @ 40
- NH Local Choice HMO Silver 3500 + $0 Rx list + $0 Virtual Urgent Care — Silver · $699.01/mo @ 40
Reviewed by Jason Burns, Editorial Steward.