What health insurance costs without a subsidy in Belknap County, New Hampshire (2026)
In Belknap County, New Hampshire, the benchmark silver plan costs $388.42/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $277.59 to $715.58. A 60-year-old pays at least $589.51/month, a 21-year-old at least $217.21. 4 insurers offer 46 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $217.21/mo
- Age 40 — starting at $277.59/mo
- Age 60 — starting at $589.51/mo
Cost by metal level (age 40, 2026)
- Silver — starting at $388.00/mo
- Gold — starting at $416.60/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter from NH Healthy Families, Anthem Blue Cross and Blue Shield, Harvard Pilgrim Health Care, WellSense Health Plan
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Belknap County (FIPS 33001).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in New Hampshire
- Carroll County — $439.91/mo benchmark
- Cheshire County — $439.91/mo benchmark
- Coos County — $439.91/mo benchmark
- Grafton County — $439.91/mo benchmark
- Sullivan County — $439.91/mo benchmark
Plans available in this county (46)
- Anthem Catastrophic Pathway X Enhanced — Catastrophic · $277.59/mo @ 40
- WellSense Clarity NH Bronze 6500 HSA + $0 Rx List + 24/7 Nurse Advice — Expanded Bronze · $316.89/mo @ 40
- WellSense Clarity NH Bronze 7500 HSA + $0 Rx List + 24/7 Nurse Advice — Expanded Bronze · $320.36/mo @ 40
- WellSense Clarity NH Bronze 7600 HSA + $0 Rx List + 24/7 Nurse Advice — Expanded Bronze · $321.00/mo @ 40
- Anthem Bronze Pathway X Enhanced 7000/0% ($0 Virtual PCP + $0 Select Drugs) — Expanded Bronze · $323.59/mo @ 40
- Anthem Bronze Pathway X Enhanced 7500/50% ($0 Virtual PCP + $0 Select Drugs) Standard — Expanded Bronze · $353.25/mo @ 40
- Anthem Heart Healthy Bronze Pathway X Enhanced 6000/40% ($0 Virtual PCP + $0 Select Drugs) — Expanded Bronze · $355.25/mo @ 40
- Anthem Bronze Pathway X Enhanced 6000/35% HSA — Expanded Bronze · $366.50/mo @ 40
- Standard Expanded Bronze — Expanded Bronze · $368.97/mo @ 40
- Standard Expanded Bronze + Vision + Adult Dental — Expanded Bronze · $380.82/mo @ 40
- Choice Bronze HSA — Expanded Bronze · $398.45/mo @ 40
- Choice Bronze HSA + Vision + Adult Dental — Expanded Bronze · $411.25/mo @ 40
- Elite Bronze — Expanded Bronze · $416.90/mo @ 40
- Elite Bronze + Vision + Adult Dental — Expanded Bronze · $430.30/mo @ 40
- NH Local Choice HMO HSA Bronze 6000 — Expanded Bronze · $519.67/mo @ 40
- NH Local Choice HMO Bronze 8000 + $0 Rx list + $0 Virtual Urgent Care — Expanded Bronze · $545.99/mo @ 40
- NH Local HMO Bronze 7500 Standard + $0 Rx list + $0 Virtual Urgent Care — Expanded Bronze · $568.40/mo @ 40
- WellSense Clarity NH Gold 2000 + $0 Rx List + 24/7 Nurse Advice — Gold · $416.60/mo @ 40
- Standard Gold — Gold · $489.67/mo @ 40
- Everyday Gold — Gold · $493.85/mo @ 40
- Standard Gold + Vision + Adult Dental — Gold · $505.40/mo @ 40
- Everyday Gold + Vision + Adult Dental — Gold · $509.72/mo @ 40
- Complete Gold — Gold · $510.07/mo @ 40
- Anthem Gold Pathway X Enhanced 700/40% ($0 Virtual PCP + $0 Select Drugs) — Gold · $524.96/mo @ 40
- Complete Gold + Vision + Adult Dental — Gold · $526.46/mo @ 40
- Anthem Gold Pathway X Enhanced 2000/25% ($0 Virtual PCP + $0 Select Drug) Standard — Gold · $533.22/mo @ 40
- Anthem Gold Pathway X Enhanced 1200/20% ($0 Virtual PCP + $0 Select Drugs) — Gold · $535.25/mo @ 40
- NH Local HMO Gold 2000 Standard + $0 Rx list + $0 Virtual Urgent Care — Gold · $677.57/mo @ 40
- NH Local Choice HMO Gold 1400 + $0 Rx list + $0 Virtual Urgent Care — Gold · $700.96/mo @ 40
- NH Local Choice HMO Gold + $0 Rx list + $0 Virtual Urgent Care — Gold · $715.58/mo @ 40
- WellSense Clarity NH Silver 3400 + $0 Rx List + 24/7 Nurse Advice — Silver · $388.00/mo @ 40
- WellSense Clarity NH Silver 6000 + $0 Rx List + 24/7 Nurse Advice — Silver · $388.42/mo @ 40
- WellSense Clarity NH Silver 0 Deductible + $0 Rx List + 24/7 Nurse Advice — Silver · $390.00/mo @ 40
- Anthem Silver Pathway X Enhanced 6000/40% ($0 Virtual PCP + $0 Select Drugs) Standard — Silver · $414.61/mo @ 40
- Anthem Silver Pathway X Enhanced 5500/20% ($0 Virtual PCP + $0 Select Drugs) — Silver · $439.91/mo @ 40
- Clear Silver — Silver · $442.98/mo @ 40
- Anthem Silver Pathway X Enhanced 4500/20% HSA — Silver · $445.40/mo @ 40
- Standard Silver — Silver · $447.17/mo @ 40
- Complete Silver — Silver · $451.86/mo @ 40
- Clear Silver + Vision + Adult Dental — Silver · $457.22/mo @ 40
Showing first 40 of 46 plans on file.
Reviewed by Jason Burns, Editorial Steward.