What health insurance costs without a subsidy in Sweet Grass County, Montana (2026)

Cost by age (2026, before subsidy)

• Age 21 — starting at $244.45/mo
• Age 40 — starting at $312.41/mo
• Age 60 — starting at $663.43/mo

Cost by metal level (age 40, 2026)

• Bronze — starting at $353.74/mo
• Silver — starting at $550.61/mo
• Gold — starting at $565.78/mo

Deductibles & out-of-pocket (2026)

• Deductibles range from $250 to $10,600
• Highest out-of-pocket maximum on file: $10,600

Who sells plans here

Blue Cross and Blue Shield of Montana, Mountain Health CO-OP, PacificSource Health Plans

The subsidy cliff

In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.

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Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.

Sources

• CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Sweet Grass County (FIPS 30097).
• HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
• Methodology — how we source, interpret, and label these figures.

Related counties in Montana

• Broadwater County — $757.00/mo benchmark
• Chouteau County — $757.00/mo benchmark
• Deer Lodge County — $757.00/mo benchmark
• Jefferson County — $757.00/mo benchmark
• Judith Basin County — $757.00/mo benchmark

All Montana counties →

Plans available in this county (42)

• Blue Focus Bronze POS℠ 705 — Bronze · $353.74/mo @ 40
• Core Bronze HSA 10600 — Bronze · $470.00/mo @ 40
• Peak PPO Catastrophic — Catastrophic · $312.41/mo @ 40
• Blue Preferred Security PPO℠ 200 — Catastrophic · $497.19/mo @ 40
• Blue Focus Bronze POS℠ Standard — Expanded Bronze · $383.86/mo @ 40
• Blue Focus Bronze POS℠ 205 — Expanded Bronze · $408.50/mo @ 40
• Rocky Mountain Bronze Standard — Expanded Bronze · $444.92/mo @ 40
• Blue Preferred Bronze PPO℠ 201 — Expanded Bronze · $496.61/mo @ 40
• Core Bronze HSA 8300 — Expanded Bronze · $498.00/mo @ 40
• Plus Bronze — Expanded Bronze · $521.13/mo @ 40
• Plus Bronze Standard — Expanded Bronze · $521.31/mo @ 40
• Blue Preferred Bronze PPO℠ Standard — Expanded Bronze · $521.95/mo @ 40
• Peak PPO Bronze Standard — Expanded Bronze · $526.97/mo @ 40
• Core Standard Expanded Bronze HSA — Expanded Bronze · $530.00/mo @ 40
• Peak PPO Bronze HDHP — Expanded Bronze · $534.79/mo @ 40
• Blue Preferred Bronze PPO℠ 202 — Expanded Bronze · $557.96/mo @ 40
• Blue Focus Gold POS℠ 207 — Gold · $565.78/mo @ 40
• Blue Focus Gold POS℠ Standard — Gold · $571.85/mo @ 40
• Blue Focus Gold POS℠ 902 — Gold · $579.94/mo @ 40
• Rocky Mountain Gold Standard — Gold · $680.71/mo @ 40
• Core Gold 1500 — Gold · $694.00/mo @ 40
• Blue Preferred Gold PPO℠ 204 — Gold · $701.38/mo @ 40
• Blue Preferred Gold PPO℠ 901 — Gold · $711.39/mo @ 40
• Core Standard Gold — Gold · $719.00/mo @ 40
• Blue Preferred Gold PPO℠ Standard — Gold · $726.77/mo @ 40
• Plus Gold — Gold · $790.46/mo @ 40
• Plus Gold Standard — Gold · $792.04/mo @ 40
• Peak PPO Gold — Gold · $800.31/mo @ 40
• Peak PPO Gold Standard — Gold · $803.16/mo @ 40
• Blue Focus Silver POS℠ Standard — Silver · $550.61/mo @ 40
• Blue Focus Silver POS℠ 206 — Silver · $561.45/mo @ 40
• Blue Focus Silver POS℠ 903 — Silver · $573.32/mo @ 40
• Rocky Mountain Silver Standard — Silver · $604.37/mo @ 40
• Core Silver 5000 — Silver · $696.00/mo @ 40
• Core Standard Silver — Silver · $704.00/mo @ 40
• Plus Silver Standard — Silver · $705.87/mo @ 40
• Blue Preferred Silver PPO℠ 203 — Silver · $713.69/mo @ 40
• Peak PPO Silver Standard — Silver · $714.04/mo @ 40
• Peak PPO Silver — Silver · $719.15/mo @ 40
• Blue Preferred Silver PPO℠ Standard — Silver · $731.74/mo @ 40

Showing first 40 of 42 plans on file.