What health insurance costs without a subsidy in Broadwater County, Montana (2026)
In Broadwater County, Montana, the benchmark silver plan costs $757.00/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $356.99 to $917.77. A 60-year-old pays at least $758.11/month, a 21-year-old at least $279.33. 3 insurers offer 30 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $279.33/mo
- Age 40 — starting at $356.99/mo
- Age 60 — starting at $758.11/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $505.00/mo
- Silver — starting at $748.00/mo
- Gold — starting at $745.00/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $1,400 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Blue Cross and Blue Shield of Montana, Mountain Health CO-OP, PacificSource Health Plans
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Broadwater County (FIPS 30007).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Montana
- Chouteau County — $757.00/mo benchmark
- Deer Lodge County — $757.00/mo benchmark
- Jefferson County — $757.00/mo benchmark
- Judith Basin County — $757.00/mo benchmark
- Silver Bow County — $757.00/mo benchmark
Plans available in this county (30)
- Core Bronze HSA 10600 — Bronze · $505.00/mo @ 40
- Peak PPO Catastrophic — Catastrophic · $356.99/mo @ 40
- Blue Preferred Security PPO℠ 200 — Catastrophic · $601.66/mo @ 40
- Core Bronze HSA 8300 — Expanded Bronze · $535.00/mo @ 40
- Core Standard Expanded Bronze HSA — Expanded Bronze · $570.00/mo @ 40
- Plus Bronze — Expanded Bronze · $595.50/mo @ 40
- Plus Bronze Standard — Expanded Bronze · $595.70/mo @ 40
- Blue Preferred Bronze PPO℠ 201 — Expanded Bronze · $599.24/mo @ 40
- Peak PPO Bronze Standard — Expanded Bronze · $602.17/mo @ 40
- Peak PPO Bronze HDHP — Expanded Bronze · $611.11/mo @ 40
- Blue Preferred Bronze PPO℠ Standard — Expanded Bronze · $628.09/mo @ 40
- Blue Preferred Bronze PPO℠ 202 — Expanded Bronze · $671.19/mo @ 40
- Core Gold 1500 — Gold · $745.00/mo @ 40
- Core Standard Gold — Gold · $772.00/mo @ 40
- Blue Preferred Gold PPO℠ 204 — Gold · $836.32/mo @ 40
- Blue Preferred Gold PPO℠ 901 — Gold · $848.48/mo @ 40
- Blue Preferred Gold PPO℠ Standard — Gold · $866.29/mo @ 40
- Plus Gold — Gold · $903.26/mo @ 40
- Plus Gold Standard — Gold · $905.07/mo @ 40
- Peak PPO Gold — Gold · $914.52/mo @ 40
- Peak PPO Gold Standard — Gold · $917.77/mo @ 40
- Core Silver 5000 — Silver · $748.00/mo @ 40
- Core Standard Silver — Silver · $757.00/mo @ 40
- Core Silver 3500 — Silver · $802.00/mo @ 40
- Plus Silver Standard — Silver · $806.60/mo @ 40
- Peak PPO Silver Standard — Silver · $815.94/mo @ 40
- Peak PPO Silver — Silver · $821.77/mo @ 40
- Blue Preferred Silver PPO℠ 203 — Silver · $856.23/mo @ 40
- Blue Preferred Silver PPO℠ Standard — Silver · $876.12/mo @ 40
- Blue Preferred Silver PPO℠ 308 — Silver · $898.79/mo @ 40
Reviewed by Jason Burns, Editorial Steward.