What health insurance costs without a subsidy in Bienville County, Louisiana (2026)
In Bienville County, Louisiana, the benchmark silver plan costs $752.88/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $488.80 to $1091.07. A 60-year-old pays at least $1038.02/month, a 21-year-old at least $382.47. 3 insurers offer 28 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $382.47/mo
- Age 40 — starting at $488.80/mo
- Age 60 — starting at $1038.02/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $488.80/mo
- Silver — starting at $728.91/mo
- Gold — starting at $732.08/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Blue Cross and Blue Shield of Louisiana, HMO Louisiana, UnitedHealthcare
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
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Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Bienville County (FIPS 22013).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Louisiana
- Avoyelles County — $800.63/mo benchmark
- Catahoula County — $800.63/mo benchmark
- Concordia County — $800.63/mo benchmark
- LaSalle County — $800.63/mo benchmark
- Winn County — $800.63/mo benchmark
Plans available in this county (28)
- Blue POS 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligible — Bronze · $488.80/mo @ 40
- Blue POS 60/40 $6500 with 2 $0 PCP Virtual Visits HSA Eligible — Bronze · $501.95/mo @ 40
- UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) — Bronze · $533.62/mo @ 40
- Blue Max 70/50 $6700 with 2 $0 PCP Virtual Visits HSA Eligible — Bronze · $708.83/mo @ 40
- Blue POS Copay (PCP) 50/50 $7500 Standardized HSA Eligible — Expanded Bronze · $541.09/mo @ 40
- UHC Bronze Standard (No Referrals) — Expanded Bronze · $571.07/mo @ 40
- UHC Bronze Standard+ (Dental + Vision, No Referrals) — Expanded Bronze · $589.28/mo @ 40
- UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) — Expanded Bronze · $605.45/mo @ 40
- Blue Max Copay (PCP) 50/50 $7500 Standardized HSA Eligible — Expanded Bronze · $757.51/mo @ 40
- Blue Saver 60/40 $6100 — Expanded Bronze · $811.16/mo @ 40
- Blue POS Copay (PCP) 80/60 $1000 with 2 $0 PCP Virtual Visits — Gold · $732.08/mo @ 40
- Blue POS Copay (PCP) 75/55 $2000 Standardized — Gold · $765.55/mo @ 40
- UHC Gold Standard (No Referrals) — Gold · $784.12/mo @ 40
- UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) — Gold · $802.08/mo @ 40
- UHC Gold Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) — Gold · $809.19/mo @ 40
- UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) — Gold · $827.37/mo @ 40
- Blue Max 80/60 $1500 with 2 $0 PCP Virtual Visits — Gold · $1026.99/mo @ 40
- Blue Max Copay (PCP) 75/55 $2000 Standardized — Gold · $1091.07/mo @ 40
- Blue POS 80/60 $3200 with 2 $0 PCP Virtual Visits — Silver · $728.91/mo @ 40
- Blue POS Copay (PCP) 60/40 $6000 Standardized — Silver · $752.88/mo @ 40
- UHC Silver Value ($0 Virtual Urgent Care, No Referrals) — Silver · $764.42/mo @ 40
- UHC Silver Standard (No Referrals) — Silver · $770.65/mo @ 40
- UHC Silver Value + ($0 Virtual Urgent Care, Dental + Vision, No Referrals) — Silver · $782.60/mo @ 40
- UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) — Silver · $804.80/mo @ 40
- UHC Silver Copay Focus + $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) — Silver · $822.98/mo @ 40
- Blue Max Copay (PCP) 50/50 $3300 with 2 $0 PCP Virtual Visits — Silver · $1069.21/mo @ 40
- Blue Max Copay (PCP) 60/40 $6000 Standardized — Silver · $1077.26/mo @ 40
- Blue Saver 90/70 $3400 — Silver · $1089.58/mo @ 40
Reviewed by Jason Burns, Editorial Steward.