What health insurance costs without a subsidy in Beauregard County, Louisiana (2026)
In Beauregard County, Louisiana, the benchmark silver plan costs $681.36/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $498.80 to $1026.31. A 60-year-old pays at least $1059.27/month, a 21-year-old at least $390.30. 3 insurers offer 31 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $390.30/mo
- Age 40 — starting at $498.80/mo
- Age 60 — starting at $1059.27/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $498.80/mo
- Silver — starting at $672.59/mo
- Gold — starting at $718.28/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $9,900
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter from Louisiana Healthcare Connections, Blue Cross and Blue Shield of Louisiana, HMO Louisiana
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Beauregard County (FIPS 22011).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Louisiana
- Avoyelles County — $800.63/mo benchmark
- Catahoula County — $800.63/mo benchmark
- Concordia County — $800.63/mo benchmark
- LaSalle County — $800.63/mo benchmark
- Winn County — $800.63/mo benchmark
Plans available in this county (31)
- Blue POS 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligible — Bronze · $498.80/mo @ 40
- Blue POS 60/40 $6500 with 2 $0 PCP Virtual Visits HSA Eligible — Bronze · $512.24/mo @ 40
- Blue Max 70/50 $6700 with 2 $0 PCP Virtual Visits HSA Eligible — Bronze · $666.76/mo @ 40
- Standard Expanded Bronze — Expanded Bronze · $523.68/mo @ 40
- Everyday Bronze — Expanded Bronze · $524.12/mo @ 40
- Standard Expanded Bronze + Vision + Adult Dental — Expanded Bronze · $537.65/mo @ 40
- Everyday Bronze + Vision + Adult Dental — Expanded Bronze · $538.10/mo @ 40
- Blue POS Copay (PCP) 50/50 $7500 Standardized HSA Eligible — Expanded Bronze · $552.19/mo @ 40
- Elite Bronze — Expanded Bronze · $612.42/mo @ 40
- Elite Bronze + Vision + Adult Dental — Expanded Bronze · $628.76/mo @ 40
- Blue Max Copay (PCP) 50/50 $7500 Standardized HSA Eligible — Expanded Bronze · $712.55/mo @ 40
- Blue Saver 60/40 $6100 — Expanded Bronze · $763.02/mo @ 40
- Standard Gold — Gold · $718.28/mo @ 40
- Standard Gold + Vision + Adult Dental — Gold · $737.44/mo @ 40
- Blue POS Copay (PCP) 80/60 $1000 with 2 $0 PCP Virtual Visits — Gold · $747.07/mo @ 40
- Complete Gold — Gold · $765.21/mo @ 40
- Blue POS Copay (PCP) 75/55 $2000 Standardized — Gold · $781.23/mo @ 40
- Complete Gold + Vision + Adult Dental — Gold · $785.62/mo @ 40
- Elite Gold — Gold · $844.99/mo @ 40
- Elite Gold + Vision + Adult Dental — Gold · $867.52/mo @ 40
- Blue Max 80/60 $1500 with 2 $0 PCP Virtual Visits — Gold · $966.04/mo @ 40
- Blue Max Copay (PCP) 75/55 $2000 Standardized — Gold · $1026.31/mo @ 40
- Standard Silver — Silver · $672.59/mo @ 40
- Focused Silver — Silver · $681.36/mo @ 40
- Standard Silver + Vision + Adult Dental — Silver · $690.53/mo @ 40
- Focused Silver + Vision + Adult Dental — Silver · $699.54/mo @ 40
- Blue POS 80/60 $3200 with 2 $0 PCP Virtual Visits — Silver · $743.85/mo @ 40
- Blue POS Copay (PCP) 60/40 $6000 Standardized — Silver · $768.31/mo @ 40
- Blue Max Copay (PCP) 50/50 $3300 with 2 $0 PCP Virtual Visits — Silver · $1005.76/mo @ 40
- Blue Max Copay (PCP) 60/40 $6000 Standardized — Silver · $1013.33/mo @ 40
- Blue Saver 90/70 $3400 — Silver · $1024.92/mo @ 40
Reviewed by Jason Burns, Editorial Steward.