What health insurance costs without a subsidy in Allen County, Louisiana (2026)
In Allen County, Louisiana, the benchmark silver plan costs $768.31/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $498.80 to $1026.31. A 60-year-old pays at least $1059.27/month, a 21-year-old at least $390.30. 2 insurers offer 15 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $390.30/mo
- Age 40 — starting at $498.80/mo
- Age 60 — starting at $1059.27/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $498.80/mo
- Silver — starting at $743.85/mo
- Gold — starting at $747.07/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $1,000 to $9,900
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Blue Cross and Blue Shield of Louisiana, HMO Louisiana
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
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Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Allen County (FIPS 22003).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Louisiana
- Avoyelles County — $800.63/mo benchmark
- Catahoula County — $800.63/mo benchmark
- Concordia County — $800.63/mo benchmark
- LaSalle County — $800.63/mo benchmark
- Winn County — $800.63/mo benchmark
Plans available in this county (15)
- Blue POS 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligible — Bronze · $498.80/mo @ 40
- Blue POS 60/40 $6500 with 2 $0 PCP Virtual Visits HSA Eligible — Bronze · $512.24/mo @ 40
- Blue Max 70/50 $6700 with 2 $0 PCP Virtual Visits HSA Eligible — Bronze · $666.76/mo @ 40
- Blue POS Copay (PCP) 50/50 $7500 Standardized HSA Eligible — Expanded Bronze · $552.19/mo @ 40
- Blue Max Copay (PCP) 50/50 $7500 Standardized HSA Eligible — Expanded Bronze · $712.55/mo @ 40
- Blue Saver 60/40 $6100 — Expanded Bronze · $763.02/mo @ 40
- Blue POS Copay (PCP) 80/60 $1000 with 2 $0 PCP Virtual Visits — Gold · $747.07/mo @ 40
- Blue POS Copay (PCP) 75/55 $2000 Standardized — Gold · $781.23/mo @ 40
- Blue Max 80/60 $1500 with 2 $0 PCP Virtual Visits — Gold · $966.04/mo @ 40
- Blue Max Copay (PCP) 75/55 $2000 Standardized — Gold · $1026.31/mo @ 40
- Blue POS 80/60 $3200 with 2 $0 PCP Virtual Visits — Silver · $743.85/mo @ 40
- Blue POS Copay (PCP) 60/40 $6000 Standardized — Silver · $768.31/mo @ 40
- Blue Max Copay (PCP) 50/50 $3300 with 2 $0 PCP Virtual Visits — Silver · $1005.76/mo @ 40
- Blue Max Copay (PCP) 60/40 $6000 Standardized — Silver · $1013.33/mo @ 40
- Blue Saver 90/70 $3400 — Silver · $1024.92/mo @ 40
Reviewed by Jason Burns, Editorial Steward.