What health insurance costs without a subsidy in Tipton County, Indiana (2026)
In Tipton County, Indiana, the benchmark silver plan costs $460.59/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $384.92 to $1101.98. A 60-year-old pays at least $817.43/month, a 21-year-old at least $301.19. 3 insurers offer 47 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $301.19/mo
- Age 40 — starting at $384.92/mo
- Age 60 — starting at $817.43/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $388.00/mo
- Silver — starting at $454.27/mo
- Gold — starting at $734.42/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter Health, Anthem Blue Cross and Blue Shield, CareSource
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Tipton County (FIPS 18159).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Indiana
- Adams County — $515.75/mo benchmark
- Dekalb County — $515.75/mo benchmark
- Huntington County — $515.75/mo benchmark
- Lagrange County — $515.75/mo benchmark
- Noble County — $515.75/mo benchmark
Plans available in this county (47)
- Anthem Bronze Essential 10150 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Bronze · $388.00/mo @ 40
- Anthem Bronze Essential 10150 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) — Bronze · $396.19/mo @ 40
- Anthem Catastrophic Essential (+ Incentives) — Catastrophic · $384.92/mo @ 40
- Anthem Bronze Essential POS 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $404.00/mo @ 40
- Anthem Heart Healthy Bronze Essential 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $411.03/mo @ 40
- Anthem Bronze Essential 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $413.48/mo @ 40
- Anthem Bronze Essential POS 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $413.48/mo @ 40
- Anthem Bronze Essential 6500 HSA (+ Incentives) — Expanded Bronze · $426.63/mo @ 40
- Low Premium Bronze 10600 $25 Generic Drugs — Expanded Bronze · $459.53/mo @ 40
- Low Premium Bronze 10600 $25 Generic Drugs + Adult Vision & Fitness — Expanded Bronze · $463.46/mo @ 40
- Bronze 7500 $25 Generic Drugs — Expanded Bronze · $472.99/mo @ 40
- Bronze 7500 $25 Generic Drugs + Adult Vision & Fitness — Expanded Bronze · $477.04/mo @ 40
- HSA Eligible Bronze 6000 — Expanded Bronze · $495.47/mo @ 40
- Anthem Gold Essential 2200 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $734.42/mo @ 40
- Anthem Gold Essential 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $747.75/mo @ 40
- Standard Gold — Gold · $778.17/mo @ 40
- Standard Gold + Vision + Adult Dental — Gold · $798.68/mo @ 40
- Complete Gold — Gold · $810.74/mo @ 40
- Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services — Gold · $823.79/mo @ 40
- Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness — Gold · $827.76/mo @ 40
- Diabetes Gold 3000 $0 Chronic Care Drugs & Services — Gold · $828.03/mo @ 40
- Diabetes Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness — Gold · $831.99/mo @ 40
- Complete Gold + Vision + Adult Dental — Gold · $832.11/mo @ 40
- Elite Gold — Gold · $875.52/mo @ 40
- Gold 2000 $15 Generic Drugs — Gold · $897.82/mo @ 40
- Elite Gold + Vision + Adult Dental — Gold · $898.60/mo @ 40
- Gold 2000 $15 Generic Drugs + Adult Vision & Fitness — Gold · $901.77/mo @ 40
- Platinum Zero $5 Generic Drugs — Platinum · $1098.02/mo @ 40
- Platinum Zero $5 Generic Drugs + Adult Vision & Fitness — Platinum · $1101.98/mo @ 40
- Anthem Silver Essential 7000 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Silver · $454.27/mo @ 40
- Anthem Silver Essential 6000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Silver · $460.59/mo @ 40
- Anthem Heart Healthy Silver Essential 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Silver · $461.56/mo @ 40
- Anthem Silver Essential 7000 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) — Silver · $462.33/mo @ 40
- Anthem Silver Essential 3500 HSA (+ Incentives) — Silver · $477.97/mo @ 40
- Low Premium Silver 6200 $3 Generic Drugs — Silver · $563.86/mo @ 40
- Low Premium Silver 6200 $3 Generic Drugs + Adult Vision & Fitness — Silver · $567.76/mo @ 40
- Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services — Silver · $577.51/mo @ 40
- Silver 6000 $20 Generic Drugs — Silver · $579.72/mo @ 40
- Diabetes Silver 5000 $0 Chronic Care Drugs & Services — Silver · $580.00/mo @ 40
- Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness — Silver · $581.45/mo @ 40
Showing first 40 of 47 plans on file.
Reviewed by Jason Burns, Editorial Steward.