What health insurance costs without a subsidy in Marion County, Indiana (2026)
In Marion County, Indiana, the benchmark silver plan costs $475.58/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $397.45 to $1090.84. A 60-year-old pays at least $844.03/month, a 21-year-old at least $310.99. 4 insurers offer 56 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $310.99/mo
- Age 40 — starting at $397.45/mo
- Age 60 — starting at $844.03/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $400.63/mo
- Silver — starting at $469.04/mo
- Gold — starting at $596.57/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter Health, Anthem Blue Cross and Blue Shield, CareSource, Cigna Healthcare
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Marion County (FIPS 18097).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Indiana
- Adams County — $515.75/mo benchmark
- Dekalb County — $515.75/mo benchmark
- Huntington County — $515.75/mo benchmark
- Lagrange County — $515.75/mo benchmark
- Noble County — $515.75/mo benchmark
Plans available in this county (56)
- Anthem Bronze Essential 10150 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Bronze · $400.63/mo @ 40
- Anthem Bronze Essential 10150 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) — Bronze · $409.09/mo @ 40
- Anthem Catastrophic Essential (+ Incentives) — Catastrophic · $397.45/mo @ 40
- Anthem Bronze Essential POS 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $417.14/mo @ 40
- Anthem Heart Healthy Bronze Essential 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $424.41/mo @ 40
- Anthem Bronze Essential POS 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $426.94/mo @ 40
- Anthem Bronze Essential 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $426.94/mo @ 40
- Anthem Bronze Essential 6500 HSA (+ Incentives) — Expanded Bronze · $440.51/mo @ 40
- Low Premium Bronze 10600 $25 Generic Drugs — Expanded Bronze · $454.88/mo @ 40
- Low Premium Bronze 10600 $25 Generic Drugs + Adult Vision & Fitness — Expanded Bronze · $458.78/mo @ 40
- Bronze 7500 $25 Generic Drugs — Expanded Bronze · $468.21/mo @ 40
- Bronze 7500 $25 Generic Drugs + Adult Vision & Fitness — Expanded Bronze · $472.21/mo @ 40
- Connect Bronze 7900 Indiv Med Deductible — Expanded Bronze · $486.56/mo @ 40
- HSA Eligible Bronze 6000 — Expanded Bronze · $490.46/mo @ 40
- Connect Bronze CMS Standard — Expanded Bronze · $493.79/mo @ 40
- Connect myDiabetesCare Bronze — Expanded Bronze · $496.96/mo @ 40
- Connect Bronze 3800 Indiv Med Deductible — Expanded Bronze · $501.17/mo @ 40
- Standard Gold — Gold · $596.57/mo @ 40
- Standard Gold + Vision + Adult Dental — Gold · $612.30/mo @ 40
- Complete Gold — Gold · $621.55/mo @ 40
- Complete Gold + Vision + Adult Dental — Gold · $637.93/mo @ 40
- Elite Gold — Gold · $671.21/mo @ 40
- Elite Gold + Vision + Adult Dental — Gold · $688.90/mo @ 40
- Anthem Gold Essential 2200 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $758.31/mo @ 40
- Anthem Gold Essential 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $772.08/mo @ 40
- Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services — Gold · $815.46/mo @ 40
- Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness — Gold · $819.39/mo @ 40
- Diabetes Gold 3000 $0 Chronic Care Drugs & Services — Gold · $819.66/mo @ 40
- Diabetes Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness — Gold · $823.58/mo @ 40
- Gold 2000 $15 Generic Drugs — Gold · $888.74/mo @ 40
- Gold 2000 $15 Generic Drugs + Adult Vision & Fitness — Gold · $892.65/mo @ 40
- Connect Gold 2700 Indiv Med Deductible — Gold · $900.98/mo @ 40
- Connect Gold CMS Standard — Gold · $912.19/mo @ 40
- Platinum Zero $5 Generic Drugs — Platinum · $1086.92/mo @ 40
- Platinum Zero $5 Generic Drugs + Adult Vision & Fitness — Platinum · $1090.84/mo @ 40
- Anthem Silver Essential 7000 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Silver · $469.04/mo @ 40
- Anthem Silver Essential 6000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Silver · $475.58/mo @ 40
- Anthem Heart Healthy Silver Essential 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Silver · $476.59/mo @ 40
- Anthem Silver Essential 7000 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) — Silver · $477.37/mo @ 40
- Standard Silver — Silver · $483.28/mo @ 40
Showing first 40 of 56 plans on file.
Reviewed by Jason Burns, Editorial Steward.