What health insurance costs without a subsidy in Jefferson County, Indiana (2026)
In Jefferson County, Indiana, the benchmark silver plan costs $486.23/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $444.66 to $1066.32. A 60-year-old pays at least $944.30/month, a 21-year-old at least $347.94. 2 insurers offer 32 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $347.94/mo
- Age 40 — starting at $444.66/mo
- Age 60 — starting at $944.30/mo
Cost by metal level (age 40, 2026)
- Silver — starting at $481.94/mo
- Gold — starting at $594.93/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter Health, CareSource
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Jefferson County (FIPS 18077).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Indiana
- Adams County — $515.75/mo benchmark
- Dekalb County — $515.75/mo benchmark
- Huntington County — $515.75/mo benchmark
- Lagrange County — $515.75/mo benchmark
- Noble County — $515.75/mo benchmark
Plans available in this county (32)
- Low Premium Bronze 10600 $25 Generic Drugs — Expanded Bronze · $444.66/mo @ 40
- Low Premium Bronze 10600 $25 Generic Drugs + Adult Vision & Fitness — Expanded Bronze · $448.47/mo @ 40
- Bronze 7500 $25 Generic Drugs — Expanded Bronze · $457.69/mo @ 40
- Bronze 7500 $25 Generic Drugs + Adult Vision & Fitness — Expanded Bronze · $461.60/mo @ 40
- HSA Eligible Bronze 6000 — Expanded Bronze · $479.43/mo @ 40
- Standard Gold — Gold · $594.93/mo @ 40
- Standard Gold + Vision + Adult Dental — Gold · $610.62/mo @ 40
- Complete Gold — Gold · $619.83/mo @ 40
- Complete Gold + Vision + Adult Dental — Gold · $636.17/mo @ 40
- Elite Gold — Gold · $669.36/mo @ 40
- Elite Gold + Vision + Adult Dental — Gold · $687.01/mo @ 40
- Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services — Gold · $797.13/mo @ 40
- Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness — Gold · $800.97/mo @ 40
- Diabetes Gold 3000 $0 Chronic Care Drugs & Services — Gold · $801.24/mo @ 40
- Diabetes Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness — Gold · $805.07/mo @ 40
- Gold 2000 $15 Generic Drugs — Gold · $868.77/mo @ 40
- Gold 2000 $15 Generic Drugs + Adult Vision & Fitness — Gold · $872.59/mo @ 40
- Platinum Zero $5 Generic Drugs — Platinum · $1062.50/mo @ 40
- Platinum Zero $5 Generic Drugs + Adult Vision & Fitness — Platinum · $1066.32/mo @ 40
- Standard Silver — Silver · $481.94/mo @ 40
- Focused Silver — Silver · $486.23/mo @ 40
- Standard Silver + Vision + Adult Dental — Silver · $494.65/mo @ 40
- Focused Silver + Vision + Adult Dental — Silver · $499.05/mo @ 40
- Low Premium Silver 6200 $3 Generic Drugs — Silver · $545.61/mo @ 40
- Low Premium Silver 6200 $3 Generic Drugs + Adult Vision & Fitness — Silver · $549.39/mo @ 40
- Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services — Silver · $558.82/mo @ 40
- Silver 6000 $20 Generic Drugs — Silver · $560.96/mo @ 40
- Diabetes Silver 5000 $0 Chronic Care Drugs & Services — Silver · $561.23/mo @ 40
- Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness — Silver · $562.64/mo @ 40
- Silver 6000 $20 Generic Drugs + Adult Vision & Fitness — Silver · $564.68/mo @ 40
- Diabetes Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness — Silver · $565.15/mo @ 40
- HDHP Preventive Silver 5500 $0 Chronic Care Drugs — Silver · $565.79/mo @ 40
Reviewed by Jason Burns, Editorial Steward.