UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx, No Referrals) — full price in Platte County, Wyoming (2026)
UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx, No Referrals) (49714WY0200008), a gold plan from UnitedHealthcare in Platte County, Wyoming, costs $1097.56/month full price for a 40-year-old in 2026 — $2330.81 at 60, with a $1,500 deductible and $7,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 49714WY0200008 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $858.81 |
| 27 | $900.03 |
| 30 | $974.75 |
| 40 | $1097.56 |
| 50 | $1533.83 |
| 60 | $2330.81 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,500
- Family deductible: $3,000
- Individual out-of-pocket max: $7,000
- Family out-of-pocket max: $14,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $1104.03/mo. This plan is $1097.56/mo at 40 — a difference of $-6.47/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Platte County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| BlueSelect Gold Core | Blue Cross Blue Shield of Wyoming | $1012.95 |
| BlueSelect Gold HealthPlus | Blue Cross Blue Shield of Wyoming | $1030.86 |
| BlueSelect Gold Standard without Kid's Dental | Blue Cross Blue Shield of Wyoming | $1049.62 |
| UHC Gold Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) | UnitedHealthcare | $1061.52 |
| UHC Gold Standard (No Referrals) | UnitedHealthcare | $1063.01 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 49714WY0200008 in FIPS 56031.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Platte County
Reviewed by Jason Burns, Editorial Steward.