UHC Silver Standard (No Referrals) — full price in Niobrara County, Wyoming (2026)
UHC Silver Standard (No Referrals) (49714WY0200006), a silver plan from UnitedHealthcare in Niobrara County, Wyoming, costs $1128.42/month full price for a 40-year-old in 2026 — $2396.35 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 49714WY0200006 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $882.96 |
| 27 | $925.34 |
| 30 | $1002.16 |
| 40 | $1128.42 |
| 50 | $1576.97 |
| 60 | $2396.35 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $1104.03/mo. This plan is $1128.42/mo at 40 — a difference of $24.39/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Niobrara County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| BlueSelect Silver Standard without Kid's Dental | Blue Cross Blue Shield of Wyoming | $1102.93 |
| BlueSelect Silver HealthPlus without Kid's Dental | Blue Cross Blue Shield of Wyoming | $1104.03 |
| BlueSelect Silver Classic without Kid's Dental | Blue Cross Blue Shield of Wyoming | $1105.91 |
| BlueSelect Silver HealthPlus | Blue Cross Blue Shield of Wyoming | $1107.74 |
| BlueSelect Silver Classic | Blue Cross Blue Shield of Wyoming | $1109.63 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 49714WY0200006 in FIPS 56027.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Niobrara County
Reviewed by Jason Burns, Editorial Steward.