UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) — full price in Crook County, Wyoming (2026)
UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) (49714WY0210002), a silver plan from UnitedHealthcare in Crook County, Wyoming, costs $1156.08/month full price for a 40-year-old in 2026 — $2455.09 at 60, with a $4,000 deductible and $10,150 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 49714WY0210002 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $904.60 |
| 27 | $948.02 |
| 30 | $1026.72 |
| 40 | $1156.08 |
| 50 | $1615.62 |
| 60 | $2455.09 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $4,000
- Family deductible: $8,000
- Individual out-of-pocket max: $10,150
- Family out-of-pocket max: $20,300
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $1104.03/mo. This plan is $1156.08/mo at 40 — a difference of $52.05/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Crook County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| BlueSelect Silver Standard without Kid's Dental | Blue Cross Blue Shield of Wyoming | $1102.93 |
| BlueSelect Silver HealthPlus without Kid's Dental | Blue Cross Blue Shield of Wyoming | $1104.03 |
| BlueSelect Silver Classic without Kid's Dental | Blue Cross Blue Shield of Wyoming | $1105.91 |
| BlueSelect Silver HealthPlus | Blue Cross Blue Shield of Wyoming | $1107.74 |
| BlueSelect Silver Classic | Blue Cross Blue Shield of Wyoming | $1109.63 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 49714WY0210002 in FIPS 56011.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Crook County
Reviewed by Jason Burns, Editorial Steward.