Platinum Zero $5 Generic Drugs + Adult Vision & Fitness — full price in Wirt County, West Virginia (2026)
Platinum Zero $5 Generic Drugs + Adult Vision & Fitness (50328WV0020034), a platinum plan from CareSource in Wirt County, West Virginia, costs $1960.22/month full price for a 40-year-old in 2026 — $4162.79 at 60, with a $0 deductible and $5,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 50328WV0020034 · Issuer: CareSource · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $1533.82 |
| 27 | $1607.44 |
| 30 | $1740.89 |
| 40 | $1960.22 |
| 50 | $2739.40 |
| 60 | $4162.79 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $5,200
- Family out-of-pocket max: $10,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $1157.29/mo. This plan is $1960.22/mo at 40 — a difference of $802.93/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other platinum plans in Wirt County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Platinum Zero $5 Generic Drugs | CareSource | $1955.93 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 50328WV0020034 in FIPS 54105.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Wirt County
Reviewed by Jason Burns, Editorial Steward.