my Blue Access WV PPO Bronze 9200 — full price in Summers County, West Virginia (2026)
my Blue Access WV PPO Bronze 9200 (31274WV0560006), a bronze plan from Highmark Blue Cross Blue Shield West Virginia in Summers County, West Virginia, costs $789.74/month full price for a 40-year-old in 2026 — $1677.12 at 60, with a $9,200 deductible and $9,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 31274WV0560006 · Issuer: Highmark Blue Cross Blue Shield West Virginia · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $617.95 |
| 27 | $647.61 |
| 30 | $701.37 |
| 40 | $789.74 |
| 50 | $1103.66 |
| 60 | $1677.12 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $9,200
- Family deductible: $18,400
- Individual out-of-pocket max: $9,200
- Family out-of-pocket max: $18,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $1093.95/mo. This plan is $789.74/mo at 40 — a difference of $-304.21/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 31274WV0560006 in FIPS 54089.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Summers County
Reviewed by Jason Burns, Editorial Steward.