my Blue Access WV PPO Gold 0 — full price in Ohio County, West Virginia (2026)
my Blue Access WV PPO Gold 0 (31274WV0560005), a gold plan from Highmark Blue Cross Blue Shield West Virginia in Ohio County, West Virginia, costs $1007.60/month full price for a 40-year-old in 2026 — $2139.77 at 60, with a $0 deductible and $7,500 out-of-pocket max, per the CMS PY2026 QHP Landscape. 2027 plans for Ohio County are now available — to compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.
HIOS plan ID: 31274WV0560005 · Issuer: Highmark Blue Cross Blue Shield West Virginia · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $788.42 |
| 27 | $826.26 |
| 30 | $894.86 |
| 40 | $1007.60 |
| 50 | $1408.12 |
| 60 | $2139.77 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $7,500
- Family out-of-pocket max: $15,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $1036.38/mo. This plan is $1007.60/mo at 40 — a difference of $-28.78/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Ohio County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services | CareSource | $928.05 |
| Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness | CareSource | $931.88 |
| my Blue Access WV PPO Standard Gold 2000 | Highmark Blue Cross Blue Shield West Virginia | $932.34 |
| Diabetes Gold 3000 $0 Chronic Care Drugs & Services | CareSource | $938.51 |
| Diabetes Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness | CareSource | $942.35 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 31274WV0560005 in FIPS 54069.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Ohio County
Reviewed by Jason Burns, Editorial Steward.
Source record: privatehealthinsurancedirectanswers.com/plan/wv/ohio/31274wv0560005 · Record ID PHI-13NITV01