my Blue Access WV PPO Standard Silver 6000 — full price in Morgan County, West Virginia (2026)
my Blue Access WV PPO Standard Silver 6000 (31274WV0560008), a silver plan from Highmark Blue Cross Blue Shield West Virginia in Morgan County, West Virginia, costs $911.18/month full price for a 40-year-old in 2026 — $1935.00 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 31274WV0560008 · Issuer: Highmark Blue Cross Blue Shield West Virginia · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $712.97 |
| 27 | $747.19 |
| 30 | $809.22 |
| 40 | $911.18 |
| 50 | $1273.36 |
| 60 | $1935.00 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $944.25/mo. This plan is $911.18/mo at 40 — a difference of $-33.07/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Morgan County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Low Premium Silver 6200 $3 Generic Drugs | CareSource | $944.25 |
| Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services | CareSource | $947.55 |
| Low Premium Silver 6200 $3 Generic Drugs + Adult Vision & Fitness | CareSource | $947.75 |
| Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness | CareSource | $951.06 |
| Silver 6000 $20 Generic Drugs | CareSource | $951.26 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 31274WV0560008 in FIPS 54065.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Morgan County
Reviewed by Jason Burns, Editorial Steward.