Diabetes Silver 5000 $0 Chronic Care Drugs & Services — full price in Lincoln County, West Virginia (2026)
Diabetes Silver 5000 $0 Chronic Care Drugs & Services (50328WV0010031), a silver plan from CareSource in Lincoln County, West Virginia, costs $1125.64/month full price for a 40-year-old in 2026 — $2390.45 at 60, with a $5,000 deductible and $9,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 50328WV0010031 · Issuer: CareSource · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $880.78 |
| 27 | $923.06 |
| 30 | $999.69 |
| 40 | $1125.64 |
| 50 | $1573.08 |
| 60 | $2390.45 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $5,000
- Family deductible: $10,000
- Individual out-of-pocket max: $9,500
- Family out-of-pocket max: $19,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $1093.95/mo. This plan is $1125.64/mo at 40 — a difference of $31.69/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Lincoln County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| my Blue Access WV PPO Standard Silver 6000 | Highmark Blue Cross Blue Shield West Virginia | $1055.63 |
| Low Premium Silver 6200 $3 Generic Drugs | CareSource | $1093.95 |
| Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services | CareSource | $1097.78 |
| Low Premium Silver 6200 $3 Generic Drugs + Adult Vision & Fitness | CareSource | $1098.01 |
| Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness | CareSource | $1101.83 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 50328WV0010031 in FIPS 54043.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Lincoln County
Reviewed by Jason Burns, Editorial Steward.