my Blue Access WV PPO Standard Silver 6000 — full price in Hancock County, West Virginia (2026)
my Blue Access WV PPO Standard Silver 6000 (31274WV0560008), a silver plan from Highmark Blue Cross Blue Shield West Virginia in Hancock County, West Virginia, costs $1000.06/month full price for a 40-year-old in 2026 — $2123.76 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 31274WV0560008 · Issuer: Highmark Blue Cross Blue Shield West Virginia · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $782.52 |
| 27 | $820.08 |
| 30 | $888.16 |
| 40 | $1000.06 |
| 50 | $1397.58 |
| 60 | $2123.76 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $1036.38/mo. This plan is $1000.06/mo at 40 — a difference of $-36.32/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Hancock County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Low Premium Silver 6200 $3 Generic Drugs | CareSource | $1036.38 |
| Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services | CareSource | $1040.00 |
| Low Premium Silver 6200 $3 Generic Drugs + Adult Vision & Fitness | CareSource | $1040.22 |
| Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness | CareSource | $1043.84 |
| Silver 6000 $20 Generic Drugs | CareSource | $1044.07 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 31274WV0560008 in FIPS 54029.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Hancock County
Reviewed by Jason Burns, Editorial Steward.