my Blue Access WV PPO Standard Bronze 7500 — full price in Berkeley County, West Virginia (2026)
my Blue Access WV PPO Standard Bronze 7500 (31274WV0560007), a expanded bronze plan from Highmark Blue Cross Blue Shield West Virginia in Berkeley County, West Virginia, costs $713.72/month full price for a 40-year-old in 2026 — $1515.69 at 60, with a $7,500 deductible and $10,000 out-of-pocket max, per the CMS PY2026 QHP Landscape. 2027 plans for Berkeley County are now available — to compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.
HIOS plan ID: 31274WV0560007 · Issuer: Highmark Blue Cross Blue Shield West Virginia · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $558.47 |
| 27 | $585.28 |
| 30 | $633.86 |
| 40 | $713.72 |
| 50 | $997.43 |
| 60 | $1515.69 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $10,000
- Family out-of-pocket max: $20,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $944.25/mo. This plan is $713.72/mo at 40 — a difference of $-230.53/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Berkeley County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Low Premium Bronze 10600 $25 Generic Drugs | CareSource | $698.21 |
| Low Premium Bronze 10600 $25 Generic Drugs + Adult Vision & Fitness | CareSource | $701.71 |
| my Blue Access WV PPO Bronze 3800 | Highmark Blue Cross Blue Shield West Virginia | $722.86 |
| my Blue Access WV PPO Bronze 3800 + Adult Dental and Vision | Highmark Blue Cross Blue Shield West Virginia | $739.81 |
| Bronze 7500 $25 Generic Drugs | CareSource | $744.60 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 31274WV0560007 in FIPS 54003.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Berkeley County
Reviewed by Jason Burns, Editorial Steward.
Source record: privatehealthinsurancedirectanswers.com/plan/wv/berkeley/31274wv0560007 · Record ID PHI-161L1R81