Oak $2,000 Standard Gold — full price in Winnebago County, Wisconsin (2026)
Oak $2,000 Standard Gold (20173WI0130011), a gold plan from HealthPartners in Winnebago County, Wisconsin, costs $715.60/month full price for a 40-year-old in 2026 — $1519.68 at 60, with a $2,000 deductible and $8,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 20173WI0130011 · Issuer: HealthPartners · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $559.94 |
| 27 | $586.82 |
| 30 | $635.53 |
| 40 | $715.60 |
| 50 | $1000.05 |
| 60 | $1519.68 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,000
- Family deductible: $4,000
- Individual out-of-pocket max: $8,200
- Family out-of-pocket max: $16,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $543.15/mo. This plan is $715.60/mo at 40 — a difference of $172.45/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Winnebago County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Prestige Gold | Network Health | $548.14 |
| Prestige Gold Essential + 3Free PCP Visits | Network Health | $548.88 |
| Prestige Gold Essential + Dental + Vision + 3 Free PCP Visits | Network Health | $554.52 |
| Prestige Gold 50 + 1 Free PCP Visit | Network Health | $585.44 |
| Prestige Gold 50 + Dental + Vision+ 1 Free PCP Visit | Network Health | $591.46 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 20173WI0130011 in FIPS 55139.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Winnebago County
Reviewed by Jason Burns, Editorial Steward.