Premier $2,000 - 25% — full price in Washburn County, Wisconsin (2026)
Premier $2,000 - 25% (38166WI0310001), a gold plan from Security Health Plan in Washburn County, Wisconsin, costs $1171.32/month full price for a 40-year-old in 2026 — $2487.46 at 60, with a $2,000 deductible and $8,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 38166WI0310001 · Issuer: Security Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $916.54 |
| 27 | $960.52 |
| 30 | $1040.26 |
| 40 | $1171.32 |
| 50 | $1636.92 |
| 60 | $2487.46 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,000
- Family deductible: $4,000
- Individual out-of-pocket max: $8,200
- Family out-of-pocket max: $16,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $670.36/mo. This plan is $1171.32/mo at 40 — a difference of $500.96/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Washburn County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Essentia Choice Care with Medica Gold $0 Copay PCP Visits | Medica | $654.63 |
| Essentia Choice Care with Medica Gold Share | Medica | $668.26 |
| Essentia Choice Care with Medica Gold Standard | Medica | $676.03 |
| Medica Individual Choice Gold Standard | Medica | $801.34 |
| Select $3,500 - 30% | Security Health Plan | $851.02 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 38166WI0310001 in FIPS 55129.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Washburn County
Reviewed by Jason Burns, Editorial Steward.