Engage by Medica Gold $0 Copay PCP Visits — full price in Trempealeau County, Wisconsin (2026)
Engage by Medica Gold $0 Copay PCP Visits (57845WI0050074), a gold plan from Medica in Trempealeau County, Wisconsin, costs $682.12/month full price for a 40-year-old in 2026 — $1448.57 at 60, with a $1,500 deductible and $8,800 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 57845WI0050074 · Issuer: Medica · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $533.74 |
| 27 | $559.36 |
| 30 | $605.80 |
| 40 | $682.12 |
| 50 | $953.26 |
| 60 | $1448.57 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,500
- Family deductible: $3,000
- Individual out-of-pocket max: $8,800
- Family out-of-pocket max: $17,600
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $638.42/mo. This plan is $682.12/mo at 40 — a difference of $43.70/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Trempealeau County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| QUARTZ GUNDERSEN PERFORMANCE GOLD $4,000 DED | Quartz | $642.02 |
| QUARTZ GUNDERSEN PERFORMANCE GOLD (DENTAL & VISION) $4,000 DED | Quartz | $663.64 |
| QUARTZ GUNDERSEN PERFORMANCE GOLD MAINTENANCE $700 DED | Quartz | $684.98 |
| QUARTZ GUNDERSEN PERFORMANCE GOLD STANDARD EASY PRICING | Quartz | $694.43 |
| Engage by Medica Gold Share | Medica | $696.33 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 57845WI0050074 in FIPS 55121.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Trempealeau County
Reviewed by Jason Burns, Editorial Steward.