Premier $7,500 HDHP — full price in Trempealeau County, Wisconsin (2026)
Premier $7,500 HDHP (38166WI0310005), a expanded bronze plan from Security Health Plan in Trempealeau County, Wisconsin, costs $863.79/month full price for a 40-year-old in 2026 — $1834.37 at 60, with a $7,500 deductible and $8,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 38166WI0310005 · Issuer: Security Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $675.90 |
| 27 | $708.33 |
| 30 | $767.14 |
| 40 | $863.79 |
| 50 | $1207.14 |
| 60 | $1834.37 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $8,500
- Family out-of-pocket max: $17,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $638.42/mo. This plan is $863.79/mo at 40 — a difference of $225.37/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other expanded bronze plans in Trempealeau County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| QUARTZ GUNDERSEN PERFORMANCE BRONZE $10,150 DED | Quartz | $456.84 |
| QUARTZ GUNDERSEN PERFORMANCE BRONZE (DENTAL & VISION) $10,150 DED | Quartz | $472.23 |
| Engage by Medica Bronze Share | Medica | $494.09 |
| QUARTZ GUNDERSEN PERFORMANCE BRONZE STANDARD EASY PRICING | Quartz | $498.09 |
| QUARTZ GUNDERSEN PERFORMANCE BRONZE $0 MEDICAL DED | Quartz | $514.40 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 38166WI0310005 in FIPS 55121.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Trempealeau County
Reviewed by Jason Burns, Editorial Steward.