HMO HDHP Silver 5900 — full price in Taylor County, Wisconsin (2026)
HMO HDHP Silver 5900 (86584WI0010013), a silver plan from Aspirus Health Plan in Taylor County, Wisconsin, costs $753.21/month full price for a 40-year-old in 2026 — $1599.54 at 60, with a $5,900 deductible and $5,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 86584WI0010013 · Issuer: Aspirus Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $589.37 |
| 27 | $617.66 |
| 30 | $668.93 |
| 40 | $753.21 |
| 50 | $1052.61 |
| 60 | $1599.54 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $5,900
- Family deductible: $11,800
- Individual out-of-pocket max: $5,900
- Family out-of-pocket max: $11,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $686.98/mo. This plan is $753.21/mo at 40 — a difference of $66.23/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Taylor County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| SimplyOne $6,000 - 40% | Security Health Plan | $672.53 |
| SimplyOne $4,000 - 50% | Security Health Plan | $686.98 |
| HMO Silver 6000 | Aspirus Health Plan | $720.35 |
| SimplyOne $5,000 HDHP | Security Health Plan | $728.53 |
| HMO Silver 6600 | Aspirus Health Plan | $729.63 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 86584WI0010013 in FIPS 55119.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Taylor County
Reviewed by Jason Burns, Editorial Steward.