Medica Individual Choice Bronze HSA — full price in Sawyer County, Wisconsin (2026)
Medica Individual Choice Bronze HSA (57845WI0040011), a expanded bronze plan from Medica in Sawyer County, Wisconsin, costs $624.33/month full price for a 40-year-old in 2026 — $1325.86 at 60, with a $7,500 deductible and $8,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 57845WI0040011 · Issuer: Medica · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $488.52 |
| 27 | $511.97 |
| 30 | $554.48 |
| 40 | $624.33 |
| 50 | $872.51 |
| 60 | $1325.86 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $8,500
- Family out-of-pocket max: $17,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $777.50/mo. This plan is $624.33/mo at 40 — a difference of $-153.17/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Sawyer County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Medica Individual Choice Bronze Share | Medica | $562.08 |
| Medica Individual Choice Expanded Bronze Standard | Medica | $610.41 |
| Select $7,500 | Security Health Plan | $648.46 |
| Select $7,500 HDHP | Security Health Plan | $681.97 |
| Anthem Bronze Preferred/Broad 5000 (3 Free PCP Visits + $0 Select Drugs + Incentives) | Anthem Blue Cross and Blue Shield | $707.91 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 57845WI0040011 in FIPS 55113.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Sawyer County
Reviewed by Jason Burns, Editorial Steward.