Dean Focus Gold Share — full price in Rock County, Wisconsin (2026)
Dean Focus Gold Share (38345WI0080074), a gold plan from Dean Health Plan in Rock County, Wisconsin, costs $571.93/month full price for a 40-year-old in 2026 — $1214.56 at 60, with a $2,500 deductible and $5,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 38345WI0080074 · Issuer: Dean Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $447.52 |
| 27 | $469.00 |
| 30 | $507.93 |
| 40 | $571.93 |
| 50 | $799.26 |
| 60 | $1214.56 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,500
- Family deductible: $5,000
- Individual out-of-pocket max: $5,900
- Family out-of-pocket max: $11,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $546.34/mo. This plan is $571.93/mo at 40 — a difference of $25.59/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Rock County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| MercyCare Gold Standard | MercyCare Health Plans | $556.24 |
| Dean Focus Gold Standard | Dean Health Plan | $592.99 |
| Dean Focus Gold HSA | Dean Health Plan | $606.34 |
| Dean Gold Share | Dean Health Plan | $614.96 |
| Dean Gold Standard | Dean Health Plan | $637.62 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 38345WI0080074 in FIPS 55105.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Rock County
Reviewed by Jason Burns, Editorial Steward.