Dean Focus Bronze $0 Copay PCP Visits — full price in Rock County, Wisconsin (2026)
Dean Focus Bronze $0 Copay PCP Visits (38345WI0080073), a expanded bronze plan from Dean Health Plan in Rock County, Wisconsin, costs $392.55/month full price for a 40-year-old in 2026 — $833.64 at 60, with a $7,500 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 38345WI0080073 · Issuer: Dean Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $307.16 |
| 27 | $321.91 |
| 30 | $348.63 |
| 40 | $392.55 |
| 50 | $548.59 |
| 60 | $833.64 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $546.34/mo. This plan is $392.55/mo at 40 — a difference of $-153.79/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Rock County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Dean Focus Bronze Share | Dean Health Plan | $357.06 |
| Dean Bronze Share | Dean Health Plan | $383.93 |
| Dean Focus Expanded Bronze Standard | Dean Health Plan | $420.02 |
| MercyCare Bronze Standard Expanded | MercyCare Health Plans | $421.82 |
| Dean Bronze $0 Copay PCP Visits | Dean Health Plan | $422.09 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 38345WI0080073 in FIPS 55105.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Rock County
Reviewed by Jason Burns, Editorial Steward.