Prestige Bronze Essential + 3 Free PCP Visits — full price in Racine County, Wisconsin (2026)
Prestige Bronze Essential + 3 Free PCP Visits (81413WI0490008), a expanded bronze plan from Network Health in Racine County, Wisconsin, costs $536.84/month full price for a 40-year-old in 2026 — $1140.05 at 60, with a $7,750 deductible and $9,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 81413WI0490008 · Issuer: Network Health · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $420.07 |
| 27 | $440.23 |
| 30 | $476.78 |
| 40 | $536.84 |
| 50 | $750.24 |
| 60 | $1140.05 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,750
- Family deductible: $15,500
- Individual out-of-pocket max: $9,500
- Family out-of-pocket max: $19,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $630.63/mo. This plan is $536.84/mo at 40 — a difference of $-93.79/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Racine County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Anthem Bronze Pathway/Lean 5000 (3 Free PCP Visits + $0 Select Drugs + Incentives) | Anthem Blue Cross and Blue Shield | $467.97 |
| Anthem Bronze Pathway/Lean HSA (+ Incentives) | Anthem Blue Cross and Blue Shield | $473.18 |
| Anthem Bronze Pathway/Lean Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Anthem Blue Cross and Blue Shield | $473.93 |
| Anthem Heart Healthy Bronze Pathway/Lean 0 Med Ded ($0 Virtual PCP+$0 Select Drugs+Incentives) | Anthem Blue Cross and Blue Shield | $501.77 |
| UHC Bronze Standard (No Referrals) | UnitedHealthcare | $521.03 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 81413WI0490008 in FIPS 55101.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Racine County
Reviewed by Jason Burns, Editorial Steward.