UHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) — full price in Marinette County, Wisconsin (2026)
UHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) (80180WI0100002), a gold plan from UnitedHealthcare in Marinette County, Wisconsin, costs $717.05/month full price for a 40-year-old in 2026 — $1522.75 at 60, with a $1,500 deductible and $7,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 80180WI0100002 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $561.07 |
| 27 | $588.00 |
| 30 | $636.82 |
| 40 | $717.05 |
| 50 | $1002.07 |
| 60 | $1522.75 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,500
- Family deductible: $3,000
- Individual out-of-pocket max: $7,000
- Family out-of-pocket max: $14,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $542.15/mo. This plan is $717.05/mo at 40 — a difference of $174.90/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Marinette County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| CareSource (Common Ground Healthcare) Gold $3300 | CareSource (Common Ground Healthcare) | $617.29 |
| CareSource (Common Ground Healthcare) Gold $3300 - Vision Exam | CareSource (Common Ground Healthcare) | $618.39 |
| CareSource (Common Ground Healthcare) Gold Standard $2000 | CareSource (Common Ground Healthcare) | $623.41 |
| CareSource (Common Ground Healthcare) Gold Standard $2000 - Vision Exam | CareSource (Common Ground Healthcare) | $624.50 |
| CareSource (Common Ground Healthcare) Gold $0 Ded | CareSource (Common Ground Healthcare) | $680.53 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 80180WI0100002 in FIPS 55075.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Marinette County
Reviewed by Jason Burns, Editorial Steward.