UHC Silver Value+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision, No Referrals) — full price in Manitowoc County, Wisconsin (2026)
UHC Silver Value+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision, No Referrals) (80180WI0110004), a silver plan from UnitedHealthcare in Manitowoc County, Wisconsin, costs $665.99/month full price for a 40-year-old in 2026 — $1414.31 at 60, with a $4,000 deductible and $8,750 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 80180WI0110004 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $521.12 |
| 27 | $546.13 |
| 30 | $591.47 |
| 40 | $665.99 |
| 50 | $930.72 |
| 60 | $1414.31 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $4,000
- Family deductible: $8,000
- Individual out-of-pocket max: $8,750
- Family out-of-pocket max: $17,500
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $542.15/mo. This plan is $665.99/mo at 40 — a difference of $123.84/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Manitowoc County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| CareSource (Common Ground Healthcare) Silver $5000 Ded / $6000 Rx Ded | CareSource (Common Ground Healthcare) | $541.05 |
| CareSource (Common Ground Healthcare) Silver $5000 Ded / $6000 Rx Ded - Vision Exam | CareSource (Common Ground Healthcare) | $542.15 |
| CareSource (Common Ground Healthcare) Silver $4700 Ded / $5000 Rx Ded | CareSource (Common Ground Healthcare) | $546.12 |
| CareSource (Common Ground Healthcare) Silver $4700 Ded / $5000 Rx Ded - Vision Exam | CareSource (Common Ground Healthcare) | $547.21 |
| CareSource (Common Ground Healthcare) Silver Standard $6000 | CareSource (Common Ground Healthcare) | $548.05 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 80180WI0110004 in FIPS 55071.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Manitowoc County
Reviewed by Jason Burns, Editorial Steward.