Engage by Medica Bronze HSA — full price in La Crosse County, Wisconsin (2026)
Engage by Medica Bronze HSA (57845WI0050011), a expanded bronze plan from Medica in La Crosse County, Wisconsin, costs $548.82/month full price for a 40-year-old in 2026 — $1165.49 at 60, with a $7,500 deductible and $8,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 57845WI0050011 · Issuer: Medica · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $429.44 |
| 27 | $450.05 |
| 30 | $487.41 |
| 40 | $548.82 |
| 50 | $766.97 |
| 60 | $1165.49 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $8,500
- Family out-of-pocket max: $17,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $638.42/mo. This plan is $548.82/mo at 40 — a difference of $-89.60/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in La Crosse County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| QUARTZ GUNDERSEN PERFORMANCE BRONZE $10,150 DED | Quartz | $456.84 |
| QUARTZ GUNDERSEN PERFORMANCE BRONZE (DENTAL & VISION) $10,150 DED | Quartz | $472.23 |
| Engage by Medica Bronze Share | Medica | $494.09 |
| QUARTZ GUNDERSEN PERFORMANCE BRONZE STANDARD EASY PRICING | Quartz | $498.09 |
| QUARTZ GUNDERSEN PERFORMANCE BRONZE $0 MEDICAL DED | Quartz | $514.40 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 57845WI0050011 in FIPS 55063.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in La Crosse County
Reviewed by Jason Burns, Editorial Steward.