HMO Bronze $0 Medical Deductible — full price in Florence County, Wisconsin (2026)
HMO Bronze $0 Medical Deductible (86584WI0010016), a expanded bronze plan from Aspirus Health Plan in Florence County, Wisconsin, costs $629.18/month full price for a 40-year-old in 2026 — $1336.15 at 60, with a $0 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 86584WI0010016 · Issuer: Aspirus Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $492.32 |
| 27 | $515.95 |
| 30 | $558.78 |
| 40 | $629.18 |
| 50 | $879.28 |
| 60 | $1336.15 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $584.31/mo. This plan is $629.18/mo at 40 — a difference of $44.87/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Florence County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| NE WI Select $8,400 HSA Bronze | HealthPartners | $430.60 |
| NE WI Select $6,800 Plus Bronze HSA | HealthPartners | $437.52 |
| NE WI Select $7,500 Standard Bronze HSA | HealthPartners | $452.62 |
| SimplyOne $7,500 | Security Health Plan | $529.98 |
| SimplyOne $7,500 HDHP | Security Health Plan | $557.37 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 86584WI0010016 in FIPS 55037.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Florence County
Reviewed by Jason Burns, Editorial Steward.