Premier $6,000 - 40% — full price in Florence County, Wisconsin (2026)
Premier $6,000 - 40% (38166WI0310003), a silver plan from Security Health Plan in Florence County, Wisconsin, costs $870.40/month full price for a 40-year-old in 2026 — $1848.40 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 38166WI0310003 · Issuer: Security Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $681.07 |
| 27 | $713.75 |
| 30 | $773.01 |
| 40 | $870.40 |
| 50 | $1216.38 |
| 60 | $1848.40 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $584.31/mo. This plan is $870.40/mo at 40 — a difference of $286.09/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Florence County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| NE WI Select $3,800 HSA Silver | HealthPartners | $563.70 |
| NE WI Select $3,150 Plus Silver | HealthPartners | $584.31 |
| NE WI Select $6,000 Standard Silver | HealthPartners | $593.69 |
| SimplyOne $6,000 - 40% | Security Health Plan | $632.58 |
| SimplyOne $4,000 - 50% | Security Health Plan | $646.17 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 38166WI0310003 in FIPS 55037.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Florence County
Reviewed by Jason Burns, Editorial Steward.