SimplyOne Protection — full price in Florence County, Wisconsin (2026)
SimplyOne Protection (38166WI0270008), a catastrophic plan from Security Health Plan in Florence County, Wisconsin, costs $497.23/month full price for a 40-year-old in 2026 — $1055.93 at 60, with a $10,600 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 38166WI0270008 · Issuer: Security Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $389.08 |
| 27 | $407.74 |
| 30 | $441.59 |
| 40 | $497.23 |
| 50 | $694.88 |
| 60 | $1055.93 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $10,600
- Family deductible: $21,200
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $584.31/mo. This plan is $497.23/mo at 40 — a difference of $-87.08/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other catastrophic plans in Florence County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| HMO Catastrophic 10600 with 3 free PCP visits | Aspirus Health Plan | $440.51 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 38166WI0270008 in FIPS 55037.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Florence County
Reviewed by Jason Burns, Editorial Steward.