Essentia Choice Care with Medica Bronze HSA — full price in Douglas County, Wisconsin (2026)
Essentia Choice Care with Medica Bronze HSA (57845WI0060011), a expanded bronze plan from Medica in Douglas County, Wisconsin, costs $526.70/month full price for a 40-year-old in 2026 — $1118.52 at 60, with a $7,500 deductible and $8,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 57845WI0060011 · Issuer: Medica · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $412.13 |
| 27 | $431.91 |
| 30 | $467.77 |
| 40 | $526.70 |
| 50 | $736.06 |
| 60 | $1118.52 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $8,500
- Family out-of-pocket max: $17,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $670.36/mo. This plan is $526.70/mo at 40 — a difference of $-143.66/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Douglas County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Essentia Choice Care with Medica Bronze Share | Medica | $474.18 |
| Atlas $8,400 HSA Bronze | HealthPartners | $514.43 |
| Essentia Choice Care with Medica Expanded Bronze Standard | Medica | $514.95 |
| Atlas $6,800 Plus Bronze HSA | HealthPartners | $520.18 |
| Atlas $7,500 Standard Bronze HSA | HealthPartners | $540.81 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 57845WI0060011 in FIPS 55031.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Douglas County
Reviewed by Jason Burns, Editorial Steward.