Better Together HMO Platinum No Ded/5200 MOOP — full price in Dane County, Wisconsin (2026)
Better Together HMO Platinum No Ded/5200 MOOP (94529WI0240077), a platinum plan from Group Health Cooperative-SCW in Dane County, Wisconsin, costs $668.99/month full price for a 40-year-old in 2026 — $1420.69 at 60, with a $0 deductible and $5,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 94529WI0240077 · Issuer: Group Health Cooperative-SCW · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $523.48 |
| 27 | $548.60 |
| 30 | $594.14 |
| 40 | $668.99 |
| 50 | $934.92 |
| 60 | $1420.69 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $5,200
- Family out-of-pocket max: $10,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $547.95/mo. This plan is $668.99/mo at 40 — a difference of $121.04/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other platinum plans in Dane County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Better Together HMO Platinum No Ded/3300 MOOP | Group Health Cooperative-SCW | $608.22 |
| Better Together HMO Platinum 750 Ded/2000 MOOP with Vision | Group Health Cooperative-SCW | $628.85 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 94529WI0240077 in FIPS 55025.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Dane County
Reviewed by Jason Burns, Editorial Steward.