Dean Focus Silver Standard — full price in Dane County, Wisconsin (2026)
Dean Focus Silver Standard (38345WI0080069), a silver plan from Dean Health Plan in Dane County, Wisconsin, costs $586.25/month full price for a 40-year-old in 2026 — $1244.98 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 38345WI0080069 · Issuer: Dean Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $458.73 |
| 27 | $480.74 |
| 30 | $520.65 |
| 40 | $586.25 |
| 50 | $819.28 |
| 60 | $1244.98 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $547.95/mo. This plan is $586.25/mo at 40 — a difference of $38.30/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Dane County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Better Together HMO Silver 6000 Ded/8900 MOOP | Group Health Cooperative-SCW | $542.69 |
| Better Together HMO Silver 5500 Ded/8500 MOOP with Vision | Group Health Cooperative-SCW | $547.95 |
| Dean Focus Silver $0 Copay PCP Visits | Dean Health Plan | $560.39 |
| Dean Focus Silver Share | Dean Health Plan | $572.96 |
| Better Together HMO Silver 5975 Ded/5975 MOOP HSA | Group Health Cooperative-SCW | $595.83 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 38345WI0080069 in FIPS 55025.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Dane County
Reviewed by Jason Burns, Editorial Steward.