Essentia Choice Care with Medica Expanded Bronze Standard — full price in Bayfield County, Wisconsin (2026)
Essentia Choice Care with Medica Expanded Bronze Standard (57845WI0060073), a expanded bronze plan from Medica in Bayfield County, Wisconsin, costs $514.95/month full price for a 40-year-old in 2026 — $1093.57 at 60, with a $7,500 deductible and $10,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 57845WI0060073 · Issuer: Medica · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $402.94 |
| 27 | $422.28 |
| 30 | $457.33 |
| 40 | $514.95 |
| 50 | $719.64 |
| 60 | $1093.57 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $10,000
- Family out-of-pocket max: $20,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $670.36/mo. This plan is $514.95/mo at 40 — a difference of $-155.41/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Bayfield County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Essentia Choice Care with Medica Bronze Share | Medica | $474.18 |
| Essentia Choice Care with Medica Bronze HSA | Medica | $526.70 |
| Medica Individual Choice Expanded Bronze Standard | Medica | $610.41 |
| Select $7,500 | Security Health Plan | $648.46 |
| Select $7,500 HDHP | Security Health Plan | $681.97 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 57845WI0060073 in FIPS 55007.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Bayfield County
Reviewed by Jason Burns, Editorial Steward.