HMO Bronze $0 Medical Deductible — full price in Adams County, Wisconsin (2026)
HMO Bronze $0 Medical Deductible (86584WI0010016), a expanded bronze plan from Aspirus Health Plan in Adams County, Wisconsin, costs $514.38/month full price for a 40-year-old in 2026 — $1092.35 at 60, with a $0 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 86584WI0010016 · Issuer: Aspirus Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $402.49 |
| 27 | $421.81 |
| 30 | $456.82 |
| 40 | $514.38 |
| 50 | $718.84 |
| 60 | $1092.35 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $585.96/mo. This plan is $514.38/mo at 40 — a difference of $-71.58/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Adams County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Dean Bronze Share | Dean Health Plan | $379.32 |
| Dean Bronze $0 Copay PCP Visits | Dean Health Plan | $417.02 |
| Dean Expanded Bronze Standard | Dean Health Plan | $446.21 |
| HMO Bronze 7500 | Aspirus Health Plan | $467.00 |
| POS Bronze 7500 | Aspirus Health Plan | $529.30 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 86584WI0010016 in FIPS 55001.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Adams County
Reviewed by Jason Burns, Editorial Steward.