HMO Gold 2000 — full price in Adams County, Wisconsin (2026)
HMO Gold 2000 (86584WI0010015), a gold plan from Aspirus Health Plan in Adams County, Wisconsin, costs $626.69/month full price for a 40-year-old in 2026 — $1330.87 at 60, with a $2,000 deductible and $8,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 86584WI0010015 · Issuer: Aspirus Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $490.37 |
| 27 | $513.91 |
| 30 | $556.57 |
| 40 | $626.69 |
| 50 | $875.80 |
| 60 | $1330.87 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,000
- Family deductible: $4,000
- Individual out-of-pocket max: $8,200
- Family out-of-pocket max: $16,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $585.96/mo. This plan is $626.69/mo at 40 — a difference of $40.73/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Adams County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Dean Gold Share | Dean Health Plan | $607.58 |
| HMO Gold 2700 | Aspirus Health Plan | $622.21 |
| Dean Gold Standard | Dean Health Plan | $629.96 |
| Dean Gold HSA | Dean Health Plan | $644.14 |
| Anthem Gold Preferred/Broad 1000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Anthem Blue Cross and Blue Shield | $844.41 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 86584WI0010015 in FIPS 55001.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Adams County
Reviewed by Jason Burns, Editorial Steward.