Molina Gold Standard — full price in Iron County, Utah (2026)

Molina Gold Standard (18167UT0010008), a gold plan from Molina Healthcare in Iron County, Utah, costs $929.43/month full price for a 40-year-old in 2026 — $1885.26 at 60, with a $2,000 deductible and $8,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.

HIOS plan ID: 18167UT0010008 · Issuer: Molina Healthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0

Full-price premium by age (2026)

AgeMonthly premium
21$628.42
27$873.50
30$873.50
40$929.43
50$1336.65
60$1885.26

Deductibles & out-of-pocket max (2026)

  • Individual deductible: $2,000
  • Family deductible: $4,000
  • Individual out-of-pocket max: $8,200
  • Family out-of-pocket max: $16,400

Vs. county benchmark

The county benchmark silver premium for a 40-year-old is $905.19/mo. This plan is $929.43/mo at 40 — a difference of $24.24/mo.

The subsidy cliff

In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.

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Other gold plans in Iron County

PlanIssuerPremium @ 40
Molina Gold Core 1640Molina Healthcare$889.22
Molina Gold Core 1640 Plus with Adult Dental and VisionMolina Healthcare$917.91
Med Gold 1500 Medical DeductibleSelect Health$1045.98
Healthy Premier Gold StandardUniversity of Utah Health Plans$1182.93
Healthy Premier Gold Copay Office VisitsUniversity of Utah Health Plans$1184.53

Sources

← All plans and costs in Iron County

Reviewed by Jason Burns, Editorial Steward.

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