Healthy Premier Silver Copay Office Visits — full price in Garfield County, Utah (2026)
Healthy Premier Silver Copay Office Visits (42261UT0060002), a silver plan from University of Utah Health Plans in Garfield County, Utah, costs $982.52/month full price for a 40-year-old in 2026 — $1992.93 at 60, with a $4,000 deductible and $7,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 42261UT0060002 · Issuer: University of Utah Health Plans · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $664.31 |
| 27 | $923.40 |
| 30 | $923.40 |
| 40 | $982.52 |
| 50 | $1413.00 |
| 60 | $1992.93 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $4,000
- Family deductible: $8,000
- Individual out-of-pocket max: $7,000
- Family out-of-pocket max: $14,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $961.98/mo. This plan is $982.52/mo at 40 — a difference of $20.54/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Garfield County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Med Benchmark Silver 6000 Medical Deductible w/Vision | Select Health | $798.02 |
| Healthy Premier Silver Standard | University of Utah Health Plans | $961.98 |
| Med Benchmark Silver Standardized Plan | Select Health | $1014.48 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 42261UT0060002 in FIPS 49017.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Garfield County
Reviewed by Jason Burns, Editorial Steward.