Gold 2300 — full price in Cache County, Utah (2026)
Gold 2300 (22013UT2630019), a gold plan from Regence BlueCross BlueShield of Utah in Cache County, Utah, costs $940.69/month full price for a 40-year-old in 2026 — $1908.08 at 60, with a $2,300 deductible and $10,150 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 22013UT2630019 · Issuer: Regence BlueCross BlueShield of Utah · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $636.03 |
| 27 | $884.07 |
| 30 | $884.07 |
| 40 | $940.69 |
| 50 | $1352.83 |
| 60 | $1908.08 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,300
- Family deductible: $4,600
- Individual out-of-pocket max: $10,150
- Family out-of-pocket max: $20,300
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $871.89/mo. This plan is $940.69/mo at 40 — a difference of $68.80/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Cache County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Med Gold 1500 Medical Deductible | Select Health | $908.21 |
| Regence Standard Gold 2000 | Regence BlueCross BlueShield of Utah | $973.38 |
| BridgeSpan Standard Gold Plan | BridgeSpan Health Company | $986.01 |
| Med Benchmark Gold Standardized Plan | Select Health | $1088.61 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 22013UT2630019 in FIPS 49005.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Cache County
Reviewed by Jason Burns, Editorial Steward.