UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) — full price in Zavala County, Texas (2026)
UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) (40220TX0080028), a gold plan from UnitedHealthcare in Zavala County, Texas, costs $620.09/month full price for a 40-year-old in 2026 — $1316.85 at 60, with a $1,000 deductible and $7,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 40220TX0080028 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $485.21 |
| 27 | $508.50 |
| 30 | $550.71 |
| 40 | $620.09 |
| 50 | $866.58 |
| 60 | $1316.85 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,000
- Family deductible: $2,000
- Individual out-of-pocket max: $7,500
- Family out-of-pocket max: $15,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $711.30/mo. This plan is $620.09/mo at 40 — a difference of $-91.21/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Zavala County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| UHC Gold Standard | UnitedHealthcare | $604.06 |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx) | UnitedHealthcare | $618.14 |
| UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) | UnitedHealthcare | $634.40 |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) | UnitedHealthcare | $636.35 |
| Blue Advantage Gold HMO℠ 206 | Blue Cross and Blue Shield of Texas | $757.66 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 40220TX0080028 in FIPS 48507.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Zavala County
Reviewed by Jason Burns, Editorial Steward.