Community Premier Bronze 018 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) — full price in Wharton County, Texas (2026)
Community Premier Bronze 018 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) (27248TX0010018), a expanded bronze plan from Community Health Choice in Wharton County, Texas, costs $507.84/month full price for a 40-year-old in 2026 — $1078.46 at 60, with a $7,500 deductible and $10,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 27248TX0010018 · Issuer: Community Health Choice · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $397.37 |
| 27 | $416.44 |
| 30 | $451.01 |
| 40 | $507.84 |
| 50 | $709.70 |
| 60 | $1078.46 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $10,000
- Family out-of-pocket max: $20,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $715.45/mo. This plan is $507.84/mo at 40 — a difference of $-207.61/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Wharton County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| UHC Bronze Standard | UnitedHealthcare | $486.11 |
| Community Premier Bronze 003 (No deductible for PCP, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) | Community Health Choice | $492.96 |
| UHC Bronze Standard+ (Dental + Vision) | UnitedHealthcare | $502.73 |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) | UnitedHealthcare | $514.42 |
| Blue Advantage Bronze HMO℠ Standard | Blue Cross and Blue Shield of Texas | $516.07 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 27248TX0010018 in FIPS 48481.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Wharton County
Reviewed by Jason Burns, Editorial Steward.