Community Premier Silver 012 (No deductible for PCP, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) — full price in Wharton County, Texas (2026)
Community Premier Silver 012 (No deductible for PCP, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) (27248TX0010012), a silver plan from Community Health Choice in Wharton County, Texas, costs $773.33/month full price for a 40-year-old in 2026 — $1642.26 at 60, with a $2,800 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 27248TX0010012 · Issuer: Community Health Choice · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $605.11 |
| 27 | $634.15 |
| 30 | $686.80 |
| 40 | $773.33 |
| 50 | $1080.72 |
| 60 | $1642.26 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,800
- Family deductible: $5,600
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $715.45/mo. This plan is $773.33/mo at 40 — a difference of $57.88/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Wharton County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Silver | Ambetter from Superior HealthPlan | $711.80 |
| Focused Silver | Ambetter from Superior HealthPlan | $715.45 |
| UHC Silver Standard | UnitedHealthcare | $715.60 |
| Enhanced Diabetes Care Silver with $0 Drug Options | Ambetter from Superior HealthPlan | $722.17 |
| UHC Silver Value ($0 Virtual Urgent Care) | UnitedHealthcare | $727.12 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 27248TX0010012 in FIPS 48481.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Wharton County
Reviewed by Jason Burns, Editorial Steward.